Senior Credit Underwriter

The Martin Veasey Partnership; United Kingdom; On-site; GBP 50,000 - 60,000; Full time

Job summary

A leading broker-lender in the asset finance and commercial loans sector seeks an experienced Credit Underwriter to shape credit policies and guide the approval process. The role offers competitive salary, extensive benefits, and opportunities for professional development in a hybrid working environment.

Benefits

Uncapped bonus potential

Excellent benefits package: pension scheme, life insurance, gym membership, private healthcare, LTIP

Ongoing professional development and career advancement

Qualifications

• 5+ years of experience in credit underwriting, preferably in SME asset finance or commercial loans.
• Strong grasp of SME and corporate cashflows.
• Deep understanding of credit processes and leasing.

Responsibilities

• Review and underwrite substantial finance deals within delegated authority.
• Shape and enhance credit policies and deal structuring.
• Collaborate across teams to reduce risk while providing outstanding service.

Skills

Credit Underwriting

Risk Management

Commercial Acumen

Job description

£50000 - £60000 per annum Uncapped Bonus Car Allowance Benefits

£50000 - £60000 per annum Uncapped Bonus Car Allowance Benefits

£50,000-£70,000 (DOE) Uncapped Bonus Car Allowance Excellent Benefits

East Midlands | Hybrid (3-4 days on-site)

Commutable from Buckinghamshire, Northamptonshire, North Hertfordshire, Warwickshire, Leicestershire, Cambridgeshire, Oxfordshire

Are you an experienced Credit Underwriter looking for your next big career move? This is your chance to step into a pivotal role with a fast-growing hybrid broker-lender - a business driving innovation in the asset finance and commercial loans space.

We're looking for a dedicated and driven credit professional who's ready to play a key part in shaping credit policies, underwriting larger deals, and guiding the approval process. You'll work closely with the Head of Credit & Risk, adding real value to their commercial success and helping steer the business through its exciting growth phase.

What You'll Be Doing

Review and underwrite substantial finance deals within delegated authority
Shape and enhance credit policies, deal structuring, and credit administration
Collaborate across teams to reduce risk and safeguard the business
Provide outstanding service while balancing commercial opportunity with risk management

What You'll Bring

At least 5 years' experience in credit underwriting - ideally within SME asset finance (hard/soft assets) or SME commercial loans (including short-term loans)
Strong grasp of SME and corporate cashflows and robust analysis of financial statements
A thorough understanding of the credit process, with deep knowledge of leasing
Self-motivation, commercial acumen, and the ambition to help grow the credit function

What's on Offer

• Competitive salary £50,000-£70,000 (depending on experience)
• Uncapped bonus potential
• Excellent benefits package: pension scheme, life insurance, gym membership, private healthcare, LTIP
• Hybrid working: 3-4 days on-site in Northamptonshire
• Ongoing professional development with the chance to progress into senior and leadership roles.

Ready to Apply?

If you're ready to take on this exciting, high-impact role, we'd love to hear from you!
Send us your CV today, quoting reference LX 1655664.