Senior Credit Underwriter

Martin Veasey Talent Solutions; Milton Keynes; Hybrid; GBP 50,000 - 70,000; Full time

Job summary

A leading financial services firm is seeking a Senior Credit Underwriter to join their team in Milton Keynes. This role involves underwriting significant finance deals, shaping credit policies, and contributing to risk management. The ideal candidate will have over 5 years of experience in credit underwriting and a strong understanding of SME cashflows. This position offers a competitive salary ranging from £50,000 to £70,000, alongside an uncapped bonus and excellent benefits. Hybrid working is available, requiring 3-4 days on-site.

Benefits

Uncapped bonus potential

Car allowance

Pension scheme

Life insurance

Gym membership

Private healthcare

Qualifications

• At least 5 years' experience in credit underwriting.
• Strong grasp of SME and corporate cashflows.
• Deep knowledge of the credit process.

Responsibilities

• Review and underwrite substantial finance deals.
• Shape and enhance credit policies and procedures.
• Collaborate across teams to reduce risk.

Skills

Credit underwriting experience

Financial statement analysis

Commercial acumen

Understanding of leasing

Job description

Overview

Senior Credit Underwriter

£50,000-£70,000 (DOE) + Uncapped Bonus + Car Allowance + Excellent Benefits

East Midlands | Hybrid (3-4 days on-site)

Commutable from Buckinghamshire, Northamptonshire, North Hertfordshire, Warwickshire, Leicestershire, Cambridgeshire, Oxfordshire

Are you an experienced Credit Underwriter looking for your next big career move? This is your chance to step into a pivotal role with a fast-growing hybrid broker-lender - a business driving innovation in the asset finance and commercial loans space.

We're looking for a dedicated and driven credit professional who's ready to play a key part in shaping credit policies, underwriting larger deals, and guiding the approval process. You'll work closely with the Head of Credit & Risk, adding real value to their commercial success and helping steer the business through its exciting growth phase.

Responsibilities

• Review and underwrite substantial finance deals within delegated authority
• Shape and enhance credit policies, deal structuring, and credit administration
• Collaborate across teams to reduce risk and safeguard the business
• Provide outstanding service while balancing commercial opportunity with risk management

Qualifications

• At least 5 years' experience in credit underwriting - ideally within SME asset finance (hard/soft assets) or SME commercial loans (including short-term loans)
• Strong grasp of SME and corporate cashflows and robust analysis of financial statements
• A thorough understanding of the credit process, with deep knowledge of leasing
• Self-motivation, commercial acumen, and the ambition to help grow the credit function

What's on Offer

• Competitive salary £50,000-£70,000 (depending on experience)
• Uncapped bonus potential
• Car allowance
• Excellent benefits package: pension scheme, life insurance, gym membership, private healthcare, LTIP
• Hybrid working: 3-4 days on-site in Northamptonshire
• Ongoing professional development with the chance to progress into senior and leadership roles.

Ready to Apply

If you're ready to take on this exciting, high-impact role, we'd love to hear from you! Send us your CV today, quoting reference LX (phone number removed)