Senior Credit Strategy Analyst | London, UK | Hybrid

Funding Circle; London; Hybrid; GBP 50,000 - 90,000; Full time

Job summary

An innovative firm is seeking a Senior Credit Strategy Analyst to enhance credit risk strategies within their influential Credit Risk team. This role involves collaborating with various teams to optimize the credit lifecycle, conducting in-depth statistical analysis, and embracing innovative tools and technologies to drive business results. The ideal candidate will have a strong background in credit risk analytics, exceptional problem-solving skills, and the ability to communicate complex insights effectively. Join this dynamic team and contribute to shaping the future of lending while enjoying a flexible hybrid working environment that fosters collaboration and diversity.

Benefits

Hybrid working

Barista made coffee

Subsidised lunches

Qualifications

• 3+ years experience in credit risk analytics, ideally in SME/Retail Lending.
• Proven track record of driving strategic changes within an organization.

Responsibilities

• Deliver value through optimization of credit lifecycle management.
• Conduct rigorous statistical analysis and data mining to guide decision-making.

Skills

Credit Risk Analytics

Statistical Analysis

Problem Solving

Communication Skills

Analytical Methods

Tools

Excel

SQL

R

SAS

Python

Job description

Senior Credit Strategy Analyst

Funding Circle London, United Kingdom Apply now Posted 5 days ago Hybrid Job Permanent Competitive

We are looking for a Senior Credit Strategy Analyst in our Credit Risk team.

Funding Circle's Credit Risk team is hugely influential to our overall lending process. They look at measuring our risk, optimising our credit risk funnel and forecasting the performance of our loan portfolios. To do this, they work with the credit risk modelling, engineering, data management, capital markets and business operations teams to truly understand our objectives and shape analytical solutions.

The role

• Deliver value for Investors and Funding Circle through optimisation of the credit lifecycle management:
• Think up new credit strategies and shape them analytically with strong attention to detail. Measure impacts and be open to iterate.
• In partnership with the multiple teams across the business implement, monitor and measure the success of these strategies
• Be an excellent communicator and presenter. Turn complex analysis into simply articulated visions / insights.
• Conduct rigorous statistical analysis, forecasting and data mining of various datasets to shape and guide decision-making across a number of strategic areas.
• Embrace innovation in the credit space: understand how new credit data, tools and technology can deliver benefits to our customers and investors. Be a change agent.
• Identify, develop and maintain key relationships with internal and external stakeholders.
• Have a clear and relentless focus on delivering business results.
• Be comfortable challenging the status quo.
• Proactively problem solve, identifying and confidently mitigating any risks, issues or control weaknesses that arise in your day-to-day.

What we're looking for

• 3+ years experience working in credit risk analytics, ideally in a SME/Retail Lending context.
• Proven track record of driving strategic/operational changes within an organisation.
• Exceptional problem solving skills using logical reasoning and analytical methods.
• Be an excellent communicator and presenter. Turning complex analysis into simply articulated visions/insights.
• Advanced knowledge of Excel.
• Working knowledge of SQL.
• One programming language (R, SAS, Python).

At Funding Circle we are committed to building diverse teams so please apply even if your past experience doesn't align perfectly with the requirements.

Why join us?

At Funding Circle, we celebrate and support the differences that make you, you. We're proud to be an equal-opportunity workplace and affirmative-action employer. We truly believe that diversity makes us better.

As a flexible-first employer we offer hybrid working at Funding Circle, and we've long believed in a 'best of both' approach to in-office collaboration and non-office days. We expect our teams to be in our London office three times a week, where you can take advantage of our newly refurbished hybrid working space, barista made coffee and subsidised lunches (via JustEat) every day!