Senior Credit Risk Analyst, Embedded Finance (Hybrid)

Lloyds Banking Group; Leeds; On-site; GBP 55,000 - 75,000; Full time

Benefits offered by this job

Generous pension contribution of up to 15%

Annual performance-related bonus

Share schemes including free shares

Discounted shopping benefits

28 days holiday plus bank holidays

Wellbeing initiatives and parental leave policies

Job summary

A leading banking institution in the UK seeks a Senior Credit Analyst for its Embedded Finance Credit Risk team. In this hybrid role, you'll analyze data, oversee credit strategies, and ensure responsible lending. Ideal candidates are numerate with experience in SAS, SQL, and credit risk in retail banking. The position offers a supportive environment emphasizing personal development and inclusivity, alongside a comprehensive benefits package including a generous pension contribution and performance-related bonuses.

Qualifications

• Comfortable working with numbers and have a degree in a numerate subject.
• Practical experience of using SAS, SQL, and Microsoft Office.
• Strong ability to work with complex data to derive clear insights.

Responsibilities

• Use SAS, SQL, and Excel to analyze data.
• Monitor portfolio performance and identify trends.
• Oversee credit strategies to support responsible lending.
• Deliver high-quality reporting and insights.
• Collaborate with teams to deliver change.
• Develop risk-reward balancing actions.
• Present insights to senior colleagues.
• Mentor junior team members.

Skills

Numerate skills

SAS

SQL

Microsoft Excel

Analytical problem solving

Effective communication

Self-starter

Credit Risk knowledge

Education

Degree in a numerate subject or equivalent experience

Tools

Microsoft PowerPoint

Job description

A leading banking institution in the UK seeks a Senior Credit Analyst for its Embedded Finance Credit Risk team. In this hybrid role, you'll analyze data, oversee credit strategies, and ensure responsible lending. Ideal candidates are numerate with experience in SAS, SQL, and credit risk in retail banking. The position offers a supportive environment emphasizing personal development and inclusivity, alongside a comprehensive benefits package including a generous pension contribution and performance-related bonuses.