Senior Credit Risk Analyst, Commodities Underwriting

Citi; Greater London; Hybrid; GBP 70,000 - 110,000; Full time

Benefits offered by this job

Hybrid working model (up to 2 days at/

Generous holiday allowance starting at

Job summary

Cene Citi London is seeking a Credit Risk Senior Analyst to cover institutional clients in the Commodities sector. You will perform credit analyses, prepare CAMs, and monitor risk across a diversified portfolio including loans, facilities, and derivatives.

You will support front office origination, present greenlight proposals, and contribute to Citi’s Wholesale Credit Risk framework with senior colleagues in a hybrid environment.

Qualifications

• Bachelor’s degree in Accounting, Finance, Economics or related field; credit risk experience preferred.
• Proven credit experience in Banking or Credit Risk Management, with commodities exposure.

Responsibilities

• Perform fundamental credit analysis of counterparties in the Commodities sector using quantitative and qualitative factors.
• Prepare Credit Approval Memos (CAMs) and assign risk ratings based on independent assessment.
• Monitor the covered portfolio, tracking price volatility, fundamentals, and geopolitical risks; escalate concerns.
• Review and recommend risk ratings across the Commodities Counterparty portfolio.
• Support senior Underwriters on new transactions, trade structures, and credit memos.

Skills

Credit analysis

Underwriting

Financial modeling

GAAP & financial statements

Microsoft Excel

Industry research

Risk awareness

Education

Bachelor’s degree in Accounting, Finance, Economics, or related field

Tools

Internal credit systems

Financial modeling tools

Microsoft Office

Job description

Cene Citi London is seeking a Credit Risk Senior Analyst to cover institutional clients in the Commodities sector. You will perform credit analyses, prepare CAMs, and monitor risk across a diversified portfolio including loans, facilities, and derivatives.

You will support front office origination, present greenlight proposals, and contribute to Citi’s Wholesale Credit Risk framework with senior colleagues in a hybrid environment.