Senior Commodities Credit Risk Analyst

Citigroup Inc.; Greater London; Hybrid; GBP 75,000 - 110,000; Full time

Benefits offered by this job

Generous holiday allowance starting 27

Discretional annual bonus

Private medical insurance

Employee Assistance Program

Pension Plan

Parental Leave

Staff discounts

Learning and development resources

Job summary

Citi London is seeking a Credit Risk Senior Analyst to manage a portfolio primarily in the Commodities sector, including Power, Natural Gas, and Precious Metals. You will perform in-depth credit analysis, prepare CAMs, and monitor risk across wholesale banking relationships, reporting to the Commodities Underwriter Manager.

The role emphasizes strong financial analysis, independent credit opinions, and collaboration with front-office origination.

Qualifications

• Bachelor’s degree in Accounting, Finance, Economics, or related field.
• Proven credit experience in Banking or Credit Risk Management, preferably with exposure to Commodities markets and derivative products.

Responsibilities

• Perform fundamental credit analysis of counterparties in the Commodities sector using quantitative and qualitative factors, including market dynamics and regulatory considerations.
• Prepare Credit Approval Memos (CAMs) and assign risk ratings based on independent assessment and due diligence, internal modeling and scorecards, and client engagement, ensuring alignment within Citi’s risk appetite.
• Monitor the covered portfolio continuously, including tracking commodity price volatility, supply/demand fundamentals, and geopolitical risks; promptly elevate potential credit concerns.
• Review and recommend risk ratings across the Commodities Counterparty portfolio.
• Support senior Underwriters on all activities related to the assigned coverage including new transaction approvals, review of trade structures and exposures, writing of credit memos and credit administration.

Skills

Analytical skills

Credit judgment

Financial statements

GAAP

Industry research

Credit policy

Risk escalation

Relationship-building

Communication

Microsoft Office

Financial modeling tools

Education

Bachelor's degree in Accounting, Finance, Economics

Tools

Excel

Word

PowerPoint

Financial modeling tools

Job description

Citi London is seeking a Credit Risk Senior Analyst to manage a portfolio primarily in the Commodities sector, including Power, Natural Gas, and Precious Metals. You will perform in-depth credit analysis, prepare CAMs, and monitor risk across wholesale banking relationships, reporting to the Commodities Underwriter Manager.

The role emphasizes strong financial analysis, independent credit opinions, and collaboration with front-office origination.