Senior Credit Risk Analyst - Capital and Impairment

Leeds Building Society; Leeds; Hybrid; GBP 45,000 - 60,000; Full time

Job summary

A large financial institution in Leeds is seeking a Senior Credit Risk Analyst to perform analytical activities related to capital and provision assurance. The ideal candidate will have experience in financial services, strong analytical skills, and the ability to present complex information clearly to non-technical stakeholders. The role offers a competitive bonus and comprehensive benefits including holiday entitlements and pension contributions.

Benefits

Annual colleague bonus of up to 12%

Matched pension contributions of up to 10%

26 days holiday plus bank holidays

Colleague Mortgage and Saver products

Electric vehicle scheme

Volunteering days compensation

Qualifications

• Proven experience working in an analytical role.
• Ability to analyse complex data sets.
• Experience communicating technical information to non-technical audience.

Responsibilities

• Engage with teams for Capital position and provision assurance.
• Analyze movements in capital and provision numbers.
• Support production of MI reporting suite.

Skills

Resilience

Analytical skills

Stakeholder management

Communication (verbal and written)

Technical information presentation

Education

Experience in financial services

Credit Risk role experience

Tools

SAS

SQL

Job description

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How you'll help us live our purpose

We've been helping our members save for their future and buy a home of their own since 1875. By joining us, you'll play a big role in helping us to put home ownership within reach of more people, generation after generation.

It's a purpose that drives everything we do and one we're proud of. And you can play your part too - join us as our Senior Credit Risk Analyst - Capital and Impairment.

How you'll make a difference

In this role you will undertake a wide range of analytical and assurance activities related to the Society's capital position and provision amount, engaging with the Credit Risk modelling team and various teams within Finance to explain reasons for any movements in either the capital or provision numbers and to provide assurance of the provision amount - this includes development of any post model adjustments (PMAs) to be used within IFRS9. You will also provide assurance, as required, to external and internal audit/validation teams.

You will analyse the key drivers of movements within the Society's capital and provision numbers; providing the rationale for these on a monthly, quarterly and half-yearly basis to support the required regulatory returns and monthly provision assurance. You will also support the production and continuous improvement of the existing MI reporting suite while highlighting emerging trends and providing recommendations to mitigate risks and optimise opportunities. You will be able to demonstrate strong stakeholder management skills and an ability to explain complex principles to non-technical colleagues in order to understand and shape business processes.

You will also act as a role model within the team and wider department, providing support and guidance to Credit Risk analysts to enable their development.

What will you bring to the role?

• A high level of resilience with an ability to work collaboratively across departments, sharing knowledge through working groups and through the production of written reports, articulating complex information to influence key stakeholders.
• Proven experience working in an analytical role, including the use of SAS/SQL or similar analytical tools with the ability to competently analyse complex sets of data and produce reports and recommendations for the senior management team and governance committees.
• Proven experience of being able to communicate technical information to a non-technical audience, both in written and verbal formats.
• Previous experience of financial services - experience of working in a Credit Risk role within secured lending and/or a Capital and Impairment or Modelling function would be highly advantageous.
• Experience of working in or alongside a Credit Risk or operational collections function is desirable, as is knowledge and experience of collections processes, policy and strategy

And in return, you'll get the best from us:

• An annual colleague bonus of up to 12%
• Matched pension contributions of up to 10%
• 26 days holiday, plus bank holidays and holiday purchase scheme of up to 5 days each year
• Colleague Mortgage and Saver products
• Electric vehicle scheme/ Cycle to Work scheme
• 2 days' volunteering per year

We'll give you a place to belong with the support to learn, develop and shape a meaningful career.

Why choose Leeds Building Society?

Our business is centred around our people. Our colleagues are at the heart of everything we do and we're extremely proud of our Inclusive Employers Gold accreditation in 2023. We're committed to equal opportunities regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability or gender identity.

You'll be joining a truly purpose-focused culture which helped us win the Leading with Purpose award at the 2023 Business Culture Awards . This recognises the progress we're making to embed our purpose with our colleagues, and the actions we've taken to put home ownership within reach of more people, generation after generation.

Why wait? Apply now

We'd love to hear from you. But don't wait around - we may close the advert early and we'd hate for you to miss out.

Leeds Building Society is devoted to creating a culture and workplace that is representative of the communities we serve. If you'd like to work with us but are unsure if you meet the full criteria for a role, please contact the recruiter as we'd like to find out more about the skills and experience that you could bring to the Society. We're committed to supporting you to be at your best and if you'd like to discuss any reasonable adjustments, please reach out to us on [e-mail] .

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