Senior Credit Risk Analyst

JR United Kingdom; York; On-site; GBP 70,000; Full time

Job summary

A growing challenger bank in the UK offers an exciting opportunity for an experienced professional in consumer lending analytics. The role involves developing performance models, driving insights, and collaborating with senior stakeholders to improve lending strategies. Candidates with a solid background in credit risk and analytical skills are encouraged to apply.

Benefits

Discretionary bonus

Company pension scheme

Private medical insurance

Qualifications

• 4+ years experience in consumer lending.
• Experience developing scorecards and implementing lending strategies.
• Knowledge of credit risk and portfolio analysis.

Responsibilities

• Develop models for business performance tracking.
• Create lending strategies using predictive models.
• Analyze portfolio trends and identify opportunities for enhancement.

Skills

Analytical skills

Model development

Portfolio analysis

Predictive modeling

Credit risk knowledge

SAS

Python

Job description

Social network you want to login/join with:

This is an exciting opportunity with a growing challenger bank here in the UK. This is a great chance for someone with 4+ years experience in the consumer lending space to work in a company that will challenge you and take your career to the next level.

THE ROLE

• Developing a range of models, including scorecards and forecasting models, to track business performance
• Using predictive models to develop lending strategies and drive insight to increase customer acquisitions
• Work closely on portfolio analytics to spot trends, track changes and more broadly identify opportunities for enhancement in the lending book
• Work closely with senior stakeholders to report on performance

YOUR SKILLS AND EXPERIENCE

• Previous experience in a consumer lending background is essential
• Experience developing scorecards or implementing these into lending strategy is essential
• Wider credit risk knowledge and portfolio analysis experience
• Experience in SAS is essential, Python is desirable

SALARY AND BENEFITS

• Base salary of up to £70,000
• Discretionary bonus
• Company pension scheme
• Private medical insurance

HOW TO APPLY

Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link