Senior Credit Risk Analyst

InterQuest Group; London; On-site; GBP 30,000 - 40,000; Full time

Job summary

A leading UK financial services provider is seeking a Senior Credit Analyst for a 12-month fixed-term contract. This role focuses on designing credit acquisition strategies and optimizing credit policies, requiring strong skills in SAS and SQL, along with a deep understanding of credit risk dynamics. The successful candidate will work closely with various stakeholders and contribute to critical credit risk projects.

Qualifications

• Experience in Credit Risk within Financial Services.
• Hands-on expertise in credit acquisition strategy, credit bureau data.
• Excellent communication skills with ability to present complex analysis.

Responsibilities

• Lead the development and testing of credit acquisition strategies.
• Collaborate with stakeholders across Credit, IT, Sales, and Operations.
• Ensure governance, audit, and compliance requirements are met.

Skills

Credit Risk

credit acquisition strategy

SAS

SQL

Alteryx

Excel

PowerPoint

communication skills

knowledge of FCA regulations

Tools

Powercurve

Job description

This range is provided by InterQuest Group. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

Direct message the job poster from InterQuest Group

Principal Consultant - Risk, Regulation and Compliance

We’re working with a well-established UK financial services provider to find an experienced Senior Credit Analyst to join their Credit Risk team on a 12-month fixed-term contract.

The Opportunity:

This is a fantastic role for a credit risk professional with hands-on experience designing and delivering credit acquisition strategies. You’ll be instrumental in developing, implementing, and optimising credit and affordability policies, using decisioning systems and bureau data to drive strategy.

What You’ll Be Doing:

• Lead the development and testing of credit acquisition strategies including scorecards, cut-offs, and policy rules.
• Work across credit decisioning platforms (e.g., Powercurve) to implement and enhance strategies.
• Support key credit risk projects from analysis through to execution and governance.
• Collaborate with stakeholders across Credit, IT, Sales, and Operations to deliver change.
• Present insightful MI and recommendations to senior management and Credit Committees.
• Ensure governance, audit, and compliance requirements are met to a high standard.

What You’ll Need:

• Proven experience in Credit Risk within Financial Services.
• Strong hands-on expertise in credit acquisition strategy, credit bureau data, and affordability frameworks.
• Advanced skills in SAS, SQL, Alteryx or similar tools, along with Excel and PowerPoint.
• Excellent communication skills with the ability to present complex analysis clearly.
• Comfortable working independently and collaboratively across multi-disciplinary teams.
• Knowledge of Experian Powercurve or similar decisioning platforms.
• Familiarity with FCA regulations and scorecard development.
• Understanding of end-to-end credit lifecycle in both consumer and commercial environments.

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Contract

Job function

• Job function

  General Business

• Industries

  Banking and Financial Services

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