Senior Credit Risk Analyst

Harnham; Greater London; On-site; GBP 72,000 - 88,000; Full time

Benefits offered by this job

Bonus

Private medical care

Job summary

Harnham in London is seeking a Senior Credit Risk Strategy Analyst to develop and drive lending strategies across acquisitions and existing customers. You will influence pricing, profitability and affordability while targeting growth and commercial improvements.

Key responsibilities include analysing portfolio performance to forecast developments and integrating CRA data to enhance business performance. A strong background in consumer lending and SQL/Python is required.

Qualifications

• Experience within consumer lending.
• Experience developing and leading implementation of credit risk strategies.
• SQL or Python experience.
• Experience with SME or business lending is desirable.

Responsibilities

• Develop lending strategies across acquisitions and existing customers.
• Work on pricing, profitability, affordability, and lending decisions to drive growth.
• Analyse portfolio performance to forecast developments and drive improvements.
• Integrate CRA and customer data to enhance business performance.

Skills

Consumer lending experience

Credit risk strategy development

Tools

SQL

Python

Job description

SENIOR CREDIT RISK STRATEGY ANALYST - FINTECH

This FinTech have been through significant growth in the past few years and are looking to continue on this journey. They are a dynamic and fast-paced lender and are seeking a driven and experienced individual to join their team in developing their lending strategies. This role is an opportunity for someone to be part of a successful company which is continuing to grow whilst driving impact in your work at the forefront of the market.

LONDON

THE ROLE

• Developing and driving lending strategies across the business, across both acquisitions and exisiting customers
• Work across a range of areas including pricing, profitability, affordability and broader lending decisions to add growth and commercial improvements across the business
• Analysing wider portfolio performance to drive innovation and forecast future developments
• Integrating CRA and wider customer data to enhance business performance

YOUR SKILLS AND EXPERIENCE

• Essential to have experience within consumer lending
• Strong experience in developing and leading implementation of credit risk strategies is essential
• SQL or Python experience is essential
• Experience working with SME or business lending is highly desirable

SALARY AND BENEFITS

• Up to £80,000 base salary
• Bonus
• Private medical care