Senior Credit Risk Analyst

JR United Kingdom; Bristol; On-site; GBP 70,000; Full time

Job summary

A leading challenger bank in the UK is seeking a professional with extensive experience in consumer lending. In this role, you will develop models to enhance lending strategies and drive customer acquisition. This position offers a competitive salary up to £70,000, a discretionary bonus, and benefits including a pension and private medical insurance.

Benefits

Discretionary bonus

Company pension scheme

Private medical insurance

Qualifications

• 4+ years of experience in consumer lending.
• Experience developing and implementing scorecards.
• Knowledge of credit risk and portfolio analytics.

Responsibilities

• Develop models for business performance and lending strategies.
• Analyze portfolio to spot trends and improvement opportunities.
• Report on performance to senior stakeholders.

Skills

Consumer lending background

Scorecard development

Credit risk knowledge

Portfolio analysis

SAS

Python

Job description

This is an exciting opportunity with a growing challenger bank here in the UK. This is a great chance for someone with 4+ years experience in the consumer lending space to work in a company that will challenge you and take your career to the next level.

THE ROLE

• Developing a range of models, including scorecards and forecasting models, to track business performance
• Using predictive models to develop lending strategies and drive insight to increase customer acquisitions
• Work closely on portfolio analytics to spot trends, track changes and more broadly identify opportunities for enhancement in the lending book
• Work closely with senior stakeholders to report on performance

YOUR SKILLS AND EXPERIENCE

• Previous experience in a consumer lending background is essential
• Experience developing scorecards or implementing these into lending strategy is essential
• Wider credit risk knowledge and portfolio analysis experience
• Experience in SAS is essential, Python is desirable

SALARY AND BENEFITS

• Base salary of up to £70,000
• Discretionary bonus
• Company pension scheme
• Private medical insurance

HOW TO APPLY

Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link

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Created on 04/06/2025 by JR United Kingdom