Senior Credit Risk Analyst

JR United Kingdom; Bath; On-site; GBP 70,000; Full time

Job summary

A challenger bank in the UK is seeking an experienced individual in consumer lending to develop models and drive insights. This position offers the opportunity to work closely with senior stakeholders and leverage analytics in the lending sector, with a competitive salary package and benefits.

Benefits

Discretionary bonus

Company pension scheme

Private medical insurance

Qualifications

• 4+ years of experience in consumer lending.
• Experience in developing scorecards and implementing them in lending strategy.
• Wider credit risk knowledge and portfolio analysis experience.

Responsibilities

• Developing models to track business performance.
• Using predictive models for lending strategies.
• Analyzing portfolio trends and reporting on performance.

Skills

Consumer lending experience

Scorecard development

Credit risk knowledge

Portfolio analysis

SAS

Python

Job description

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This is an exciting opportunity with a growing challenger bank here in the UK. This is a great chance for someone with 4+ years experience in the consumer lending space to work in a company that will challenge you and take your career to the next level.

THE ROLE

• Developing a range of models, including scorecards and forecasting models, to track business performance
• Using predictive models to develop lending strategies and drive insight to increase customer acquisitions
• Work closely on portfolio analytics to spot trends, track changes and more broadly identify opportunities for enhancement in the lending book
• Work closely with senior stakeholders to report on performance

YOUR SKILLS AND EXPERIENCE

• Previous experience in a consumer lending background is essential
• Experience developing scorecards or implementing these into lending strategy is essential
• Wider credit risk knowledge and portfolio analysis experience
• Experience in SAS is essential, Python is desirable

SALARY AND BENEFITS

• Base salary of up to £70,000
• Discretionary bonus
• Company pension scheme
• Private medical insurance

HOW TO APPLY

Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link