Senior Credit Portfolio Analyst

Harnham - Data & Analytics Recruitment; London; Hybrid; GBP 50,000 - 70,000; Full time

Job summary

A leading challenger bank is looking for a Senior Credit Portfolio Analyst to develop and implement strategies for credit risk. This hybrid role involves working with various portfolios, developing scorecards for mortgages, and providing insights for senior stakeholders. Ideal candidates will have strong experience in credit risk analysis and a mathematical degree.

Benefits

Competitive benefits package

Qualifications

• Strong experience as a credit risk analyst in banking or fintech.
• Experience developing credit risk strategies for lending products.
• Familiarity with scorecard models.

Responsibilities

• Develop and implement credit risk strategies across multiple portfolios.
• Oversee scorecard model implementation for the business.
• Analyze portfolio trends for actionable insights.

Skills

Credit Risk Analysis

Teamwork

Communication

Mathematical Analysis

Education

Mathematical Degree

Tools

SAS

Python

Job description

Senior Credit Portfolio Analyst

Up to £70,000

London

Hybrid

The Company

An excellent opportunity a reputable challenger bank who are focused on delivering both savings, mortgages, business banking, and motor finance to their customers. This role will be sitting in the 2nd line delivering portfolio insights, developing scorecard models, overseeing model implementation, and developing lending strategies.

The Role

As a Senior Credit Portfolio Analyst, you will be:

• Developing and implementing credit risk strategies across different portfolios with the focus on mortgages.
• Developing scorecards for originations/acquisitions
• Implementation of scorecard models for the business
• Overseeing the model development and implementation across the banks portfolios
• Analysis of portfolio trends for actional insights for senior stakeholders
• Using SAS and Python daily in this role.

Your skills and experience

For you to be successful as a Senior Credit Portfolio Analyst, you will need:

• Strong experience working as a credit risk analyst for another bank/fintech
• Experience developing credit risk strategies for lending products.
• Experience using SAS and ideally python
• Experience developing or working on scorecard models
• Strong communication and teamwork skills.
• Mathematical degree

Benefits

Up to £70,000 + competitive benefits package