Senior Credit Portfolio Analyst

Harnham - Data & Analytics Recruitment; Lancashire; Hybrid; GBP 59,000 - 70,000; Full time

Job summary

A leading challenger bank is seeking a Senior Credit Portfolio Analyst to deliver portfolio insights and oversee model implementation. This hybrid role involves developing credit risk strategies and scorecard models, requiring strong proficiency in SAS and Python, along with a solid background in credit risk analysis.

Benefits

Competitive benefits package

Qualifications

• Strong experience working as a credit risk analyst for another bank/fintech.
• Experience developing credit risk strategies for lending products.
• Experience developing or working on scorecard models.

Responsibilities

• Developing and implementing credit risk strategies across different portfolios.
• Overseeing the model development and implementation across the bank's portfolios.
• Analysis of portfolio trends for actionable insights.

Skills

Credit Risk Analysis

Communication

Teamwork

Mathematics

Education

Mathematical Degree

Tools

SAS

Python

Job description

Senior Credit Portfolio Analyst

Up to £70,000

Manchester

Hybrid

The Company

An excellent opportunity a reputable challenger bank who are focused on delivering both savings, mortgages, business banking, and motor finance to their customers. This role will be sitting in the 2nd line delivering portfolio insights, developing scorecard models, overseeing model implementation, and developing lending strategies.

The Role

As a Senior Credit Portfolio Analyst, you will be:

• Developing and implementing credit risk strategies across different portfolios with the focus on mortgages.
• Developing scorecards for originations/acquisitions
• Implementation of scorecard models for the business
• Overseeing the model development and implementation across the banks portfolios
• Analysis of portfolio trends for actional insights for senior stakeholders
• Using SAS and Python daily in this role.

Your skills and experience

For you to be successful as a Senior Credit Portfolio Analyst, you will need:

• Strong experience working as a credit risk analyst for another bank/fintech
• Experience developing credit risk strategies for lending products.
• Experience using SAS and ideally python
• Experience developing or working on scorecard models
• Strong communication and teamwork skills.
• Mathematical degree

Benefits

Up to £70,000 + competitive benefits package