Senior Credit Manager Shawbrook JBR London, GB Published on May 9, 2025

Shawbrook Bank; London; On-site; GBP 60,000 - 100,000; Full time

Job summary

An established industry player is seeking a Senior Credit Manager to join their dynamic team in London. This role involves analyzing complex financial data and making informed lending decisions while ensuring compliance with regulatory requirements. The successful candidate will collaborate with various teams to balance credit risk with business growth objectives. This innovative bank values flexibility and reliability, providing tailored lending propositions across diverse markets. With a focus on employee wellbeing and professional growth, this opportunity is perfect for proactive and ambitious individuals looking to make a significant impact.

Benefits

Family-friendly policies

Access to Headspace

Employee Assistance Programme

Cycle to work scheme

Gym discounts

Minimum 27 days holiday

Annual discretionary bonus scheme

Qualifications

• Proven experience in credit management with a successful track record.
• Advanced skills in financial analysis and credit modeling.

Responsibilities

• Analyze complex financial data to make informed lending decisions.
• Collaborate with sales and finance teams to balance credit risk.

Skills

Financial Analysis

Credit Risk Management

Negotiation Skills

Regulatory Compliance

Risk Assessment

Communication Skills

Education

Bachelor's Degree in Finance

Master's Degree in Finance or MBA

Tools

Credit Management Systems

Job description

We are seeking a highly skilled and experienced Senior Credit Manager to join our team in London, United Kingdom. As a key member of our team, you will be responsible for:

1. Analyze complex financial data and credit applications to make informed lending decisions.
2. Conduct regular portfolio reviews and risk assessments.
3. Collaborate with sales and finance teams to balance credit risk with business growth objectives.
4. Negotiate credit terms with high-value clients and manage relationships with key accounts.
5. Monitor market trends and economic conditions to adjust credit strategies accordingly.
6. Ensure compliance with relevant regulatory requirements and industry standards.
7. Prepare and present comprehensive credit reports to senior management.
8. Implement and maintain credit management systems and tools to improve efficiency.

The Person

1. Bachelor's degree in Finance, Accounting, or related field; Master's degree in Finance or MBA preferred.
2. Proven experience in credit management, with a successful track record.
3. Advanced skills in financial analysis, risk assessment, and credit modeling.
4. Excellent communication and negotiation skills.
5. In-depth knowledge of credit risk management principles and best practices.
6. Thorough understanding of regulatory requirements and compliance in the financial sector.
7. Ability to make decisive, data-driven decisions in a fast-paced environment.
8. Strong attention to detail and ability to manage multiple priorities effectively.

The Opportunity

Shawbrook provides finance to a diverse range of customer segments valuing the premium experience, flexibility, and reliability we deliver. We are a purpose-led organization, focused on creating long-term sustainable value for stakeholders.

Our offerings include tailored lending propositions across SME, Real Estate, and Personal markets, from complex structured credit facilities to simple digital loans. We fund our lending through customer deposits, attracting them with a premium experience, choice, and great value.

Our business model uniquely combines deep human expertise with advanced digital and data capabilities, enabling us to deliver excellent customer experiences efficiently and at scale. We foster an innovative and agile culture with high employee engagement, making Shawbrook an attractive employer for top talent. If you're proactive, innovative, and ambitious, you'll fit right in.

Why Work With Us?

• Be part of a modern, dynamic bank.
• Enjoy a challenging, fast-paced, and innovative culture.
• Find new ways to solve complex problems.
• Join a diverse and inclusive environment.
• Contribute to society and environmental sustainability.
• Grow professionally and personally.

Reward

Your Wellbeing - We prioritize your health and offer benefits like:

• Family-friendly policies including maternity, adoption, and paternity leave from Day 1.
• Access to Headspace for mindfulness and meditation.
• Support via Peppy app for fertility, pregnancy, and menopause.
• Employee Assistance Programme for support on various issues.
• Cycle to work scheme, gym discounts, and contributory pension scheme.

Your Lifestyle - We support work-life balance through:

• Minimum 27 days holiday annually, with options to buy or sell holiday days.
• Nationwide gym discounts and high street savings.
• Community and charitable initiatives.

Your Contribution - We reward extra effort via:

• Annual discretionary bonus scheme.
• Recognition programs for outstanding colleagues.