Senior Credit Manager - Real Estate Finance

JR United Kingdom; Ipswich; Hybrid; GBP 60,000 - 90,000; Full time

Job summary

A prominent financial services organization is seeking a Senior Credit Manager to oversee credit proposals within Development Finance in a hybrid role. This position involves independent decision-making on credit assessment, mentoring junior staff, and contributing to credit policy. Ideal candidates boast over 5 years of relevant experience and are equipped with strong analytical skills.

Benefits

Attractive salary and benefits package

Hybrid working flexibility

Collaborative credit risk function

High-impact role

Qualifications

• 5+ years’ experience in real estate credit underwriting and lending sanctioning.
• Deep knowledge of Development Finance; bridging and specialist mortgages a plus.
• Proven track record of operating under personal lending authority.

Responsibilities

• Independently assess and sanction complex credit proposals.
• Analyse new and existing transactions across Development Finance.
• Guide and mentor junior underwriters.

Skills

Credit Underwriting

Financial Analysis

Decision-Making

Communication

Regulatory Compliance

Education

Degree qualified with professional qualification (e.g. ACIB)

Job description

Social network you want to login/join with:

col-narrow-left

Client:

CRS

Location:

Job Category:

Other

-

EU work permit required:

Yes

col-narrow-right

Job Views:

2

Posted:

04.06.2025

Expiry Date:

19.07.2025

col-wide

Job Description:

? London - Hydrid Position

?️ About the Role:

Our client is an established and growing financial services organisation is seeking an experienced Senior Credit Manager to join its specialist Real Estate lending business.

You’ll be responsible for sanctioning and assessing credit proposals across Development Finance (and ideally Bridging and Real Estate Investment), taking the lead on deals within the SME Sphere.

You will hold a personal lending mandate, making well-informed decisions while helping shape credit policy, support junior team members, and contribute to a robust risk culture.

? What You'll Do:

• Independently assess and sanction complex credit proposals.
• Analyse new and existing transactions across Development Finance and (ideally) Bridging & BTL.
• Present high-quality credit assessments to Credit Committees and senior stakeholders.
• Support ongoing portfolio reviews and deep dives into sector risk trends.
• Guide and mentor junior underwriters, and help develop credit risk capabilities.
• Input into credit policy, frameworks, and risk appetite evolution.
• Assist with early warning indicators and emerging risk identification.
• Participate in committee processes and risk governance responsibilities.

? What You’ll Bring:

• 5+ years’ experience in real estate credit underwriting and lending sanctioning.
• Deep knowledge of Development Finance; bridging and specialist mortgages (BTL, HMO, PBSA) a plus.
• Proven track record of operating under a personal lending authority.
• Strong commercial and property market insight, with deep financial analysis capabilities.
• Understanding of regulatory expectations, risk frameworks, and portfolio risk.
• Preferably degree qualified with a professional qualification (e.g. ACIB or similar).
• Excellent judgment, decision-making, and communication skills.

? What’s on Offer:

• Work in a high-impact role
• Join a forward-thinking, collaborative credit risk function.
• Attractive salary and benefits package.
• Hybrid working and flexibility for the right candidate.

Please note that if you are NOT a passport holder of the country for the vacancy you might need a work permit. Check our Blog for more information.

Bank or payment details should not be provided when applying for a job. Eurojobs.com is not responsible for any external website content. All applications should be made via the 'Apply now' button.

Created on 04/06/2025 by JR United Kingdom