Senior Credit Controller

IN2 Consult; Blackburn; On-site; GBP 30,000 - 50,000; Full time

Job summary

Join a dynamic finance team as a Credit Analyst, where your expertise in Credit Control will drive cash collection and minimize risk. This role offers a unique opportunity to impact credit management positively, working closely with stakeholders to optimize processes. You will manage a portfolio of accounts, ensuring compliance and fostering strong relationships with customers and internal teams. If you are a proactive professional with a passion for finance and a keen eye for detail, this position is tailored for you.

Qualifications

• Proven experience in Credit Control with a successful track record.
• Strong communication skills and excellent attention to detail.

Responsibilities

• Monitor new customer account setups and control credit limits.
• Proactively collect outstanding debts to meet collection targets.

Skills

Credit Control

Credit Risk Management

Communication Skills

Attention to Detail

Analytical Skills

Time Management

Interpersonal Skills

Tools

Excel

SAP

Job description

We are seeking a skilled and driven Credit Analyst to join a dynamic finance team. In this role, you will support Credit Control and Accounts Receivable functions to optimise cash collection, minimise risk, and exceed performance goals. This is an exciting opportunity for a forward-thinking professional passionate about Credit Management and ready to make a tangible impact.

Responsibilities

1. Monitor new customer account setups, including setting and controlling credit limits.
2. Assess and continuously monitor security requirements for all debtors.
3. Maintain security logs and update ERP systems.
4. Identify high-risk accounts for escalation and liaise with the Credit Manager and relevant teams.
5. Support the delivery of Credit Management projects.
6. Manage a small portfolio of accounts, ensuring compliance with company policies on debt collection.
7. Proactively collect outstanding debts to meet collection targets and maintain accurate records of payment promises.
8. Review and analyze aged debt against targets, driving continuous improvement in overdue debts.
9. Resolve queries efficiently and escalate issues promptly when required.
10. Prepare monthly reconciliations for trade debtors, bad debt provisions, and related reports.
11. Build strong working relationships with both external customers and internal stakeholders, including Regional and Area Sales Managers.
12. Provide support to Credit Control Team Leads and cover their responsibilities in their absence.

Qualifications

1. Proven experience in Credit Control with a successful track record.
2. Knowledge and experience in credit risk management.
3. Familiarity with credit control tools and policies (advantageous).
4. Strong communication skills, adaptable to different audiences and contexts.
5. Excellent attention to detail and high accuracy.
6. Proficiency in Excel and strong analytical skills.
7. Experience with accounting systems (SAP knowledge is a plus).
8. Proactive approach with excellent time management and organizational skills.
9. Ability to work independently and as part of a team.
10. Strong interpersonal skills.

Additional Details

• Seniority level: Associate
• Employment type: Full-time
• Job function: Accounting/Auditing
• Industry: Retail