Senior Credit Analyst | London, UK | Hybrid

Marks Sattin FS; London; Hybrid; GBP 90,000 - 110,000; Full time

Job summary

An established industry player is seeking a Senior Credit Analyst to focus on Commercial Real Estate and Commodity Finance. This role involves minimizing credit-related losses, providing objective recommendations, and monitoring credit risks within the bank's asset portfolio. The ideal candidate will have 8-10 years of experience in credit review, strong analytical skills, and the ability to work collaboratively while also being capable of independent work. Join a forward-thinking company committed to innovation and leadership in the finance sector.

Qualifications

• 8-10 years of experience in credit review within Commercial Real Estate & Commodity Finance.
• Strong analytical, negotiation, and problem-solving skills.

Responsibilities

• Minimize credit-related losses by identifying risks in proposals.
• Provide recommendations to the Credit Committee adhering to policies.

Skills

Credit Analysis

Risk Management

Commodity Risk

Structured Finance

Commercial Real Estate

Job description

Senior Credit Analyst

Marks Sattin FS London, United Kingdom

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Posted 5 days ago | Hybrid | Permanent | GBP 90,000 - GBP 110,000 per annum

Job Overview

This position primarily focuses on Commercial Real Estate & Commodity Finance, with potential responsibilities in other sectors based on proposals from the front office.

Principal Responsibilities

1. Minimize credit-related losses by identifying and measuring risks and mitigants in proposals and reviews.
2. Provide clear, objective recommendations to the Credit Committee, adhering to credit policies.
3. Monitor and measure credit risk within the bank’s asset portfolio.
4. Complete credit evaluation reports including transaction overviews, risk analysis, key risks, mitigation strategies, and credit recommendations.
5. Ensure compliance with credit policies and assist in implementing credit risk appetite, policies, and procedures.
6. Challenge proposals and guide front office teams; draft and present credit opinions to the Credit Committee.
7. Provide timely risk analysis and mitigation measures to senior management and credit committees.
8. Conduct post-lending management, including monitoring credit exposures, borrower performance, and compliance with loan covenants.
9. Perform industry and customer-related research for new proposals and annual reviews.
10. Monitor industry trends and counterparty risks for early warning signals.
11. Assist the Head/Deputy Head of Credit Risk as needed.

Required Skills and Experience

1. 8-10 years of experience in credit review within Commercial Real Estate & Commodity Finance.
2. Deep knowledge of industry risks and mitigations, financial analysis, projections, and stress testing.
3. Strong analytical, negotiation, and problem-solving skills with a positive attitude.
4. Collaborative yet capable of working independently.

Additional Information

• Senior Level: Mid-Senior
• Employment Type: Full-time
• Job Functions: Accounting, Finance
• Skills: Credit Analysis, Risk Management, Commodity Risk, Structured Finance, Commercial Real Estate

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