Senior Consultant - Payments

JR United Kingdom; Lincoln; On-site; GBP 50,000 - 80,000; Full time

Job summary

A prominent consultancy is expanding its Payments team, seeking experienced Consultants and Senior Consultants with a strong background in regulatory consultancy within the payments and e-money sector. This role demands delivering high-quality support to clients, providing compliance advice, and maintaining excellent client relationships while staying updated on regulatory changes. Candidates should possess proven experience and relevant professional qualifications to thrive in this dynamic environment.

Qualifications

• Experience in regulatory consultancy, particularly in payments.
• Strong knowledge of PSD2, EMRs, and FCA regulations.
• Relevant professional qualifications such as ICA or CISI.

Responsibilities

• Deliver consultancy support to clients in the payments sector.
• Advise on regulatory obligations including PSD2 and FCA requirements.
• Draft policies and review risk assessments.

Skills

Regulatory consultancy

Payments regulation

AML compliance

Communication

Report writing

Education

ICAI or CISI certification

Job description

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Our consultancy client are expanding their Payments team and seeking experienced Consultants and Senior Consultants who have a proven track record in regulatory consultancy, with a strong specialism in the payments and e-money sector.

This is a client-facing role requiring a deep understanding of the regulatory landscape, combined with the ability to provide commercially aware, practical compliance advice to a varied portfolio of clients.

Key Responsibilities

• Deliver high-quality, hands-on consultancy support to clients within the payments and e-money sector, including EMIs, PIs, PSPs, and fintechs.
• Advise on regulatory obligations under PSD2, EMRs, and FCA requirements.
• Provide end-to-end support on authorisations, variations of permission, audits, and regulatory change.
• Develop and maintain client relationships, acting as a trusted advisor.
• Draft and review policies, procedures, and risk assessments.
• Keep abreast of regulatory developments and communicate key updates to clients.
• For Senior Consultants: Mentor junior colleagues, lead project teams, and contribute to business development.

Requirements

• Proven experience in regulatory consultancy, ideally within a specialist consultancy or regulatory advisory firm.
• Strong expertise in payments regulation, including PSD2, EMRs, safeguarding, AML, and conduct requirements.
• Experience preparing and managing FCA applications and responses.
• Excellent communication and report writing skills.
• Commercial awareness and the ability to balance compliance with business goals.
• Confidence in working independently and managing multiple client engagements.
• For Senior Consultants: Experience leading projects and contributing to practice growth.
• Experience supporting cryptocurrency, digital asset, or open banking firms.
• Relevant professional qualifications (e.g., ICA, CISI, or legal/regulatory certifications).