Senior Compliance Officer

fs talent; Greater London; On-site; GBP 70,000 - 110,000; Full time

Job summary

fs talent is seeking a Senior Compliance Officer for a fintech/payments platform in London. You will strengthen the second line oversight and shape regulatory strategy from the outset, working with Product, Legal, Risk and Operations.

You will lead regulatory filings, policy updates and cross-border compliance while ensuring practical, scalable solutions. A strong track record in fintech compliance and knowledge of PRA/FCA/PSD2 are essential.

Qualifications

• 5–6+ years in compliance within fintech or financial services.
• Strong knowledge of UK/EU regulations (PRA, FCA, EBA, PSD2, CRD) or equivalent.
• Experienced in regulatory filings, risk reporting and policy development.

Responsibilities

• Partner with Product, Legal, Risk and Operations from day one of product development.
• Advise on regulatory and licensing requirements for new markets and cross-border growth.
• Lead regulatory filings, disclosures and engagement with supervisory bodies.

Skills

Regulatory compliance

UK/EU regulations

Stakeholder communication

Process improvement

Certifications

Excel/SQL

Tools

Excel

SQL

Job description

Senior Compliance Officer – Fintech / Payments Platform, London

Join a fast growing fintech platform that's redefining financial services for local businesses across Europe. This is a chance to shape compliance at a company scaling quickly, working at the heart of product, risk and regulatory strategy rather than sitting on the sidelines.

The Role

As Senior Compliance Officer, you'll strengthen the second line function, bringing regulatory product oversight that keeps the business compliant while enabling growth. You'll work closely with Product, Legal, Risk and Operations, involved from the earliest stages of new product development rather than reviewing decisions after the fact.

What You'll Do

• Partner with Product, Legal, Risk and Operations teams from day one of product development, helping build regulatory compliance into design and delivery rather than bolting it on later
• Advise on regulatory and licensing requirements as the business expands into new markets, developing practical solutions for cross border growth
• Lead regulatory filings, disclosures and engagement with supervisory bodies, owning the relationship with key regulatory stakeholders
• Own and evolve compliance policies, procedures and control frameworks, testing operations to spot weaknesses and drive real improvement
• Stay ahead of regulatory change across relevant jurisdictions, translating it into clear internal guidance and training
• Design and run thematic compliance reviews and audits, delivering sharp, actionable insight rather than box ticking reports

What You'll Bring

• 5/6+ years in Compliance, ideally within fintech, digital banking, credit or financial services
• Strong knowledge of UK/EU regulations (PRA, FCA, EBA, PSD2, CRD) or equivalent EEA supervisory frameworks
• Excellent written and verbal communication, comfortable producing clear memos and regulatory correspondence
• A track record of driving process improvement, not just spotting problems but fixing them
• CAMS, ICA Advanced AML or CFCS certifications desirable; strong Excel or SQL skills a bonus

Why This Role

You’ll join at a genuinely high growth stage, with real scope to shape how compliance operates as the business expands into new markets. This isn't a policy writing back office role, it's a seat at the table where product and regulatory decisions get made together.