Senior Commercial Underwriter Stratford-upon-Avon

NFU Mutual; Stratford-upon-Avon; Hybrid; GBP 55,000 - 65,000; Full time

Job summary

Join NFU Mutual as an Underwriter in their Large Corporate Insurance Department, specializing in underwriting complex corporate risks. This role involves managing a diverse portfolio, ensuring exceptional customer outcomes, and fostering relationships while also mentoring team members. You can expect a supportive work environment with flexible working arrangements and an attractive benefits package.

Benefits

Annual bonus of up to 17.5%

Contributory pension scheme, up to 20%

25 days annual leave + bank holidays

Family Friendly policy

Access to savings at High Street brands

£20 monthly gym membership contribution

Health and wellbeing plan

Employee volunteering opportunities

Life Assurance cover of 4x salary

Employee discounts on NFU Mutual insurance

Qualifications

• Extensive experience in Commercial Underwriting, especially Motor Fleet.
• Capability to mentor and guide team members.
• Strong interpersonal skills to build relationships with stakeholders.

Responsibilities

• Manage and evaluate a portfolio of corporate insurance risks.
• Propose and negotiate policy terms with clients and brokers.
• Support change initiatives and deliver operational efficiency.

Skills

Communication

Team Collaboration

Decision Making

Resilience

Education

CII qualification (desirable)

Job description

Working pattern: Full-time (Part-time hours considered)

Salary: Up to £65,000 + 17.5% annual bonus + benefits package

• Join an award-winning, people-centric company dedicated to supporting your professional growth and personal wellbeing
• Become part of a thriving team specialising in Large Corporate Underwriting cases
• Work from home up to 4 days a week with 1 day a week in Stratford-upon-Avon, Bristol or York + approximately 1 day a month in Stratford-upon-Avon as the main team location

About the role

NFU Mutual’s Large Corporate Insurance Department manages our largest and most complex corporate risks, with premiums over £100k. They oversee £200 million in GWPI, underwriting Property, Liability, and Motor Fleet risks to drive sustainable, long-term profitable growth. We’re pleased to share this exciting new opportunity as an Underwriter.

In this role, you will manage a portfolio of existing clients and quotations, serving as the lead underwriter. You will review and evaluate insurance risks, proposing and negotiating policy terms for corporate business in line with NFU Mutual's underwriting principles and standards.

Your work will ensure fair outcomes and exceptional customer service, aligned with the company’s risk appetite and financial goals. You will build and maintain strong relationships with team members, agents, brokers, and clients, ensuring objectives are met and service levels are maintained.

You’ll train, coach, mentor, and guide team members and provide technical support to various stakeholders across the business. You will support change initiatives to shape the department and its processes, aiming to continuously improve operational efficiency. You’ll also be responsible for delivering short-term projects and activities, handle policy cancellations, resolve complaints, and support agents and brokers during client meetings to enhance customer value and uphold NFU Mutual’s reputation.

About you

You’ll be a Commercial Underwriting professional with extensive underwriting experience in Motor Fleet risks gained within the UK general insurance market, either from an insurer or broker environment.

You’ll be resilient and demonstrate effective communication skills to establish strong working relationships with key stakeholders, with the confidence to challenge and influence risk decisions where necessary. To join our team, you’ll also have:

• Experience coaching, mentoring, and training colleagues
• Confident communication skills with experience leading and influencing risk decisions
• The ability to make rational and logical decisions in a fast-paced environment
• A collaborative approach and the ability to work well within a team
• A strategic and forward-thinking mindset

Having a CII qualification or working towards it would be desirable, but it is not essential. We can support you in achieving this if you join our organization.

At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique. We celebrate creativity and innovation from diverse perspectives and experiences, sharing a common vision of doing the right thing for our customers and employees.

We recognize that some candidates may experience barriers during the recruitment process. We encourage candidates to discuss any adjustments or accommodations needed to perform at their best throughout our recruitment process.

We’re proud to be a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory, and we welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.

Benefits and Rewards

When you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including:

• Salary up to £65,000 depending on experience
• Annual bonus (up to 17.5% of salary)
• Contributory pension scheme, up to 20%, including your 8% contribution
• 25 days annual leave + bank holidays + buy/sell/save holiday trading scheme
• A Family Friendly policy to help balance work and family responsibilities
• Access to savings at High Street brands, travel, and supermarkets
• £20 contribution to a monthly gym membership – T&Cs apply
• Health and wellbeing plan with cashback for dental, opticians, physio, and more
• Access to voluntary benefits including health assessments, private medical insurance, and dental insurance
• Employee volunteering opportunities – volunteer in the community for one day each year
• Unlimited access to Refer a Friend scheme with a £500 bonus
• Life Assurance cover of 4 x salary
• Employee discounts of 15% on a range of NFU Mutual insurance policies

Working at NFU Mutual

We’re one of the UK’s leading general insurance and financial services companies. For over 110 years, we’ve put our customers at the heart of everything we do. Our people are just as important to us. We pride ourselves on being “a great place to work” and have received numerous awards, including the Gallup Exceptional Workplace 2024, LinkedIn Top 25 Companies List 2021, the Glassdoor Best Places to Work UK 2023 and 2024, and UK Top Employer status in 2023 and 2024.

We offer a supportive culture that empowers and inspires our people to perform, grow, and be recognized for their contributions. Our staff are proud to work for a company that respects them and their communities, and that maintains financial sustainability for future success.

From our rural roots, we’ve grown into a UK-wide organization with a turnover of over £1 billion annually. Despite our growth, we remain customer-focused, down-to-earth, and committed to the communities we serve.

Our ethos of trust, respect, and personal service underpins everything we do and has helped us build strong member loyalty. Although we’ve been in business for over 110 years, we have ambitious plans for the future. We’re looking for talented individuals to join our growing organization—talented people like you.