Senior Commercial Underwriter - New Business

Starr Underwriting; Bristol; Hybrid; GBP 45,000 - 55,000; Full time

Job summary

Join a leading company as a Senior Commercial Underwriter in Bristol, evaluating complex risks and mentoring team members. Enjoy ongoing training and attractive benefits, including a competitive salary based on experience, annual bonuses, and a supportive work culture.

Benefits

Annual bonus up to 17.5%

Contributory pension scheme up to 20%

25 days annual leave plus bank holidays

Family-Friendly policies

£20 monthly gym contribution

Health and wellbeing plans

Life Assurance (4x salary)

Qualifications

• Experienced in Property & Liability Commercial Underwriting.
• Experience coaching, mentoring, and training colleagues.
• Confidence in leading and influencing risk decisions.

Responsibilities

• Evaluate and assess complex risks across various business classes.
• Provide training, coaching, and mentoring for team members.
• Support change initiatives to improve processes.

Skills

Communication

Resilience

Decision Making

Education

Experience in Commercial Underwriting

Job description

• Opportunity to be part of a National Commercial Underwriting function
• Receive ongoing training, career progression, and personal growth
• Hybrid homeworking available with two days per week from our Bristol office

About the role:

We have an exciting opportunity for a diligent Insurance Commercial Underwriter to join our New Business team as a Senior Commercial Underwriter. You’ll be responsible for evaluating and assessing complex risks across various business classes, including Motor Trade, Farm, Estates, and Commercial Select products. You will also serve as a point of referral for less experienced team members, providing training, coaching, mentoring, and technical support to stakeholders. Additionally, you will support change initiatives to improve departmental processes and efficiency, and deliver short-term projects and activities.

At NFU Mutual, we operate through a unique tied agency network. Our agents are the vital link with our customers. As an Underwriter, you will build strong relationships and collaborate with agents to resolve complex referrals, manage insurance risk costs, and deliver tailored solutions and services to our members.

We provide a comprehensive induction, and during the first 6 months, you will be required to work full-time in the office. Post-induction, ongoing training will support your career progression and personal growth.

Working hours: 35 hours per week, Monday – Friday, with shifts between 8 am and 6 pm.

About you:

You should be an experienced Commercial Underwriting professional with extensive new business underwriting experience across various business classes. You’ll be resilient, with effective communication skills to establish strong relationships and influence stakeholders. Key requirements include:

• Property & Liability Commercial Underwriting experience in the mid-market space
• Experience coaching, mentoring, and training colleagues
• Confidence in leading and influencing risk decisions
• Ability to make rational, logical decisions in a fast-paced environment

We support an inclusive workplace and value diversity. We encourage candidates to discuss any adjustments needed during the recruitment process. We are proud to be a Disability Confident Employer and a signatory of the Race at Work and Women in Finance Charters, welcoming applications from all backgrounds.

Benefits and Rewards:

Joining us offers a supportive culture and attractive benefits, including:

• Salary up to £55,000 depending on experience
• Annual bonus up to 17.5%
• Contributory pension scheme (up to 20%) with your 8% contribution
• 25 days annual leave plus bank holidays, with buy/sell holiday options
• Family-Friendly policies
• Savings discounts at high street brands, travel, and supermarkets
• £20 monthly gym contribution (T&Cs apply)
• Health and wellbeing plans
• Voluntary benefits including private medical and dental insurance
• Employee volunteering opportunities
• Refer a Friend bonus scheme (£500)
• Life Assurance (4x salary)
• Employee discounts on NFU Mutual policies

Working at NFU Mutual:

We are one of the UK’s leading general insurance and financial services companies, with over 110 years of customer focus. We are recognized as a Gallup Exceptional Workplace (2024), a Top Employer, and feature on various best places to work lists. We foster a supportive culture that empowers our employees, offers growth opportunities, and values contributions, respecting diversity and community engagement.