Senior Commercial Mid-Market Underwriter – P&C - Bolton

AXA Group; Bolton; Hybrid; GBP 40,000 - 80,000; Full time

Job summary

Join a dynamic and forward-thinking team as a Senior New Business Underwriter in a vibrant company committed to innovation and excellence. This role offers you the chance to influence key decisions and enhance your skills in a supportive environment. You will collaborate with brokers, utilize data-driven insights, and contribute to the growth of the business. With a focus on continuous development and a commitment to your career progression, this position is perfect for those eager to make a meaningful impact in the insurance industry. Embrace the opportunity to thrive in a role that values flexibility and work-life balance.

Benefits

Competitive annual salary

Annual company & performance-based bonus

Contributory pension scheme

Life Assurance

25 days annual leave plus Bank Holidays

Volunteering leave

AXA employee discounts

Private health cover

Qualifications

• Experience in P&C Commercial underwriting is essential.
• Strong analytical and decision-making skills are crucial.

Responsibilities

• Manage profitability and income for designated accounts.
• Drive profitable growth across new business markets.

Skills

Technical underwriting expertise

Interpersonal skills

Analytical skills

Negotiation skills

Commercial awareness

Coaching and development skills

Risk assessment skills

Decision-making

Education

Dip CII qualification

Job description

At AXA Commercial, we support our business customers, large and small, by making it easy for them to do business with us in the way that suits them. Whether they insure with us via brokers, directly on the phone or online through comparison sites, we've got them covered.

Building on our success and as a direct result of our growing business and expansion, a key initiative for the future of AXA Commercial is enhancing our current teams with experienced, engaging, and forward-thinking Senior New Business Commercial Underwriters. This role provides a fantastic opportunity for you to build key foundations and shape the narrative, that will provide AXA the exposure and scope required for growth. We’re looking for candidates with varying levels of Commercial P&C Underwriting experience to join our expanding team.

As a Senior Underwriter, you’ll play a critical role in managing the profitability and income of the branch, owning the financial results for designated accounts and brokers. The role demands a high level of influence on the Underwriting team, increasing the ability to collaborate with a range of stakeholders and developing the technical and trading capability of the branch.

What you’ll be doing:

As a Senior New Business Underwriter working in our National Trading Centre, you’ll help drive and transform how we partner our broker portfolios, through responsive, flexible, and collaborative relationships. With a strong balance of technical and trading capability, you’ll be empowered to make decisions, supported by data, insight, and decision support tools on mobile technology to succeed. You’ll be focused on developing and delivering profitable growth, across new business within the key markets.

What’s in it for you:

• We’ll equip you with the technical skills for tomorrow:It’s our job to support you in becoming an expert who has ownership over their work. We want you to be confident that you can make an impact by helping our customers. We ask ourselves what we can do today that will help us in the future. That’s why we offer continuous development to help our colleagues become experts in tomorrow.
• Build a career that’s as dynamic as the market you work in:We’re on a journey of transformation, so we’re investing in new technology that enables us to help our people and businesses thrive.
• Shape your career one decision at a time:We’ll support you to progress through the business and are committed to developing talent. We do this with training and tailored development plans. AXA is happy to support you in obtaining the FIT / Cert / Dip CII qualifications.

At AXA we work smart, empowering our people to balance their time between home and the office in a way that works best for them, their team, and our customers. You'll work at least 60% of your week away from home, at our office location in Bolton, visiting clients or attending industry events. We’re also happy to consider flexible working arrangements which you can discuss with Talent Acquisition.

We know that some candidates may be discouraged from applying if they don't meet every requirement. If you’re excited by this job and the prospect of working at AXA but you’re not sure you tick every box, we’d still encourage you to apply.

Due to the number of applications we expect to receive for this role, we reserve the right to close this advert earlier than the listed closing date to ensure we’re able to effectively manage interest. Therefore, if you’re interested in joining us at AXA, please don’t hesitate to apply.

What you’ll bring:

• Keep an open mind:Keen to learn and challenge the status quo, able to approach tasks from different perspectives while focusing on helping colleagues and customers.
• Stay curious:You’ll be perceptive of what our customers and the market want, and bring that knowledge into your work, whilst making the most of AXA’s development opportunities.
• Be a team player:Able to use your unique skills and knowledge to collaborate with your colleagues, take accountability and discover new ways of doing things.
• Technical underwriting expertise in a P&C Commercial insurance environment.
• Sound understanding of insurance market and processes across P&C Commercial lines insurance operations.
• Excellent interpersonal skills, through written and verbal communication skills.
• Proven experience in decision making on a wide range of technical underwriting scenarios within a Commercial environment.
• Coaching and development skills within in a similar environment and experience of working in teams and successful record of delivering results.
• Strong trading capability – commercial awareness, negotiation skills, ability to build strong broker relationships.
• Pragmatic decision maker with good analytical and numerical reasoning skills.
• Strong analytical skills with proven experience of account monitoring and action planning.
• Excellent risk assessment and risk management skills.
• Progress towards Dip CII qualification desirable or equivalent experience.
• Ability to champion the change agenda, utilising your resilience skills to identify continuous improvement and drive change through to resolution.

As a precondition of employment for this role, you must be eligible and authorised to work in the United Kingdom.

This position has been defined as an Insurance Distribution Directive (IDD) role under the IDD regime which means that in addition to pre-employment screening checks, the successful candidate will be subject to background screening every 4 years with an annual declaration in interim years.

What we offer:

At AXA UK, we’re appreciative of the people who work for us and our rewards package is reviewed regularly to reflect that. You can expect to receive:

• Competitive annual salary
• Annual company & performance-based bonus
• Contributory pension scheme (up to 12% employer contributions)
• Life Assurance (up to 10 x annual salary)
• 25 days annual leave plus Bank Holidays
• Up to 21 hours volunteering leave per year
• Opportunity to buy up to 5 extra days leave or sell up to 5 days leave
• AXA employee discounts
• Private heath cover (Effective from 01/07/2025)

To apply, click on the ‘apply for this job’ button, you’ll then need to log in or create a profile to submit your CV. We’re proud to be an Equal Opportunities Employer and don’t discriminate against employees or potential employees based on protected characteristics. If you have a long term condition or disability and require adjustments during the application or interview process, we’re proud to offer access to the AXA Accessibility Concierge. For our support, please send an email to [e-mail].

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Who we are:

AXA Commercial protects businesses, from multinationals to micro start-ups, giving them the confidence to thrive. We’re currently making our biggest ever investment to develop the expertise and skills we need to be the best. We’re a vibrant community where everyone is supported to learn, develop, and take ownership of their work.