Senior Client Due Diligence Analyst

JR United Kingdom; Chester; Hybrid; GBP 35,000 - 55,000; Full time

Job description

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Client:

B4B Payments - A Banking Circle Group Company

Location:

Chester, United Kingdom

Job Category:

Other

EU work permit required:

Yes

Job Views:

7

Posted:

18.04.2025

Expiry Date:

02.06.2025

Job Description:

Location: Chester / Travel required / Hybrid

Term: Permanent / Full-time

About us

B4B Payments is a multi-award-winning, global financial services technology company offering an advanced transaction payments platform and APIs for emerging payments and financial services. Our flexible technology and comprehensive services include embedded finances, payment accounts, FX, rapid payouts, physical and virtual card issuing, and BIN sponsorship.

With over 18 years of expertise in payments, B4B Payments is headquartered in the UK. In Europe, B4B Payments is regulated as an e-money institution (EMI) authorised by the Financial Conduct Authority (FCA) and the Bank of Lithuania and is a Mastercard Principal Member.

B4B Payments’ US division (B4B Payments USA, Inc.) is based in Boston, MA, and specialises in enabling companies to reduce costs and increase efficiency in managing corporate expenditure and global payouts.

B4B Payments Europe and US divisions offer full and partial program management and support, in addition to comprehensive technical, regulatory, and service support to fintechs looking to launch or grow domestically and internationally.

B4B Payments is a Banking Circle Group company. A next-generation financial technology platform for global commerce, Banking Circle Group comprises a rich set of complementary e-commerce solutions. From international cross-border payments, accounts and liquidity management, and embedded finance to business payments & card issuing, B2B Buy Now Pay Later, and account-to-account payment methods, the ecosystem is delivering modern financial solutions to some of the largest and most successful companies around the world, as they accelerate the digitalisation of their customer and supply-chain.

About the role

We are looking for a Senior Client Due Diligence Analyst with good AML/CTF and Sanctions knowledge to assist Analysts with escalations, complex cases and process reviews. The successful candidate will assist the Head of Compliance in identifying risks and suggesting improvements to the existing processes.

Key responsibilities and accountabilities:

• Client KYC/KYB, ODD, EDD
• Manage tasks efficiently
• Proactively identify, make decisions and consult a wider team in more complex cases
• Engage with key stakeholders and work cooperatively to present, create, develop and/or implement suggestions and recommendations regarding best AML practices, policies and procedures
• Continuously work on improvements focusing on enhancing efficiency and effectiveness of existing process flows
• Provide regular reports and updates to senior management on onboarding, ongoing review activities and trends
• Track goals and KPIs against company targets
• Work with international customers from various jurisdictions
• Be part of a group of highly skilled employees all dedicated to preventing financial crime
• Contribute to building AML/CTF compliance culture

Skills & knowledge required:

• 3-4 years of experience in AML Compliance in the financial sector
• Educated to degree level or equivalent AML/compliance-related diploma
• Strong knowledge of AML/CFT laws and regulations
• Experience in developing, implementing and enforcing AML processes and policies
• Proven ability to set targets and KPIs
• Ability to adapt to a changing environment and handle multiple priorities
• Hands-on mentality, willingness to take an active role in the team and company
• Excellent written and verbal communication skills in English
• Strong analytical and problem-solving qualities and attention to detail
• Strong business ethic, sense of responsibility and working to deadlines.

The role offers:

• 25 days annual leave
• Annual wellness day off
• Access to one-to-one confidential counselling sessions through our Employee Assistance Programme
• Access to retail & other discounts
• Vitality health care plan
• Access to 'Nous Finance - a smart way to save money'

Make a difference:

We’re always on the lookout for talented individuals to help take us further – It’s important to us to hire the right people and work out a role that works.

Equality: We strive to create a workplace that reflects the diverse communities we serve and where everyone feels empowered to bring their full, authentic selves to work.

Teamwork: The strength of our team does not only lie in our combined experience and expertise but our ability to trust each other, no matter what. We understand that our best work is not produced by individuals but by enjoying collaboration as a team and supporting each other every day.

Quality: We provide award-winning solutions and unsurpassed service that, together, deliver premium value to our customers.

Innovation: Redefining the standard of excellence is in everything we do. Therefore, we are open to ideas that challenge the conventional views and drive innovation. The only constant in life is change and we believe that in order to stay relevant we must continuously improve and evolve with the changing needs of society.

Trust: We strive to act in a manner that builds trust with our team, clients, business partners, and other stakeholders. We firmly believe that actions speak louder than words and transparency is key.

NOTE:

We kindly request that you contact us by submitting your CV, indicating your current location, and confirming your eligibility to work in the United Kingdom. We assure you that our team will promptly respond to your inquiry.

Please note that we are not considering inquiries or applications from Agencies. Additionally, we regret to inform you that we are unable to provide visa sponsorships at this time.