Senior Casualty Claims Examiner Construction Defect

Howden Group Holdings; United Kingdom; Remote; GBP 87,000 - 103,000; Full time

Job summary

A leading insurance firm based in the UK is seeking a Senior Casualty Claims Examiner – Construction Defect. In this role, you will investigate and manage insurance claims related to construction defects, ensuring compliance with regulations. Ideal candidates have 2-7 years of claims experience, strong analytical abilities, and proficiency in Microsoft Office. The position offers a competitive salary and comprehensive benefits including unlimited PTO and 401k matching.

Benefits

Medical, dental, vision insurance

Unlimited PTO

401k with company match

Paid volunteer days

Qualifications

• 2-7 years of construction defect claims experience preferred.
• Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint).
• Ability to manage multiple claims and competing priorities.

Responsibilities

• Handle low to moderate exposure construction defect claims.
• Analyze insurance policies to determine applicable coverage.
• Negotiate settlements with all relevant parties.

Skills

Claims management

Insurance policy analysis

Negotiation

Communication skills

Attention to detail

Education

Bachelor’s degree

Professional designations (CPCU, SCLA, AIC, JD)

Tools

Microsoft Office Suite

Job description

Overview

DUAL North America, Inc. is seeking a Senior Casualty Claims Examiner – Construction Defect to join the Sr. Construction Defect Claims team. At DUAL, Sr. Casualty Examiners play a critical role in managing and resolving insurance claims with accuracy and efficiency, while complying with state regulatory requirements. In this role, you will investigate claims, analyze policy coverages, and collaborate with internal and external stakeholders to ensure claim resolution. You will independently manage low to moderate exposure claims involving alleged defects in residential and commercial construction.

Role details

Classification: Exempt/Full-time

Reports to: Claims Manager

Travel: 0-10%

Salary Range: $120,000.00-$140,000.00

Role responsibilities

• Initiate timely contact with all relevant parties upon claim assignment
• Handle low to moderate exposure construction defect claims involving residential and commercial projects
• Analyze insurance policies to determine applicable coverage
• Draft and issue coverage position letters
• Negotiate settlements
• Ensure all claim activities comply with DOI regulations and internal policies
• Retain and coordinate with defense counsel and experts while managing litigation plans and budgets to ensure effective case resolution
• Maintain timely, accurate, and complete documentation of all claim activities and decisions
• Collaborate with underwriting and internal teams to share insights and coordinate claim strategies
• Provide feedback to business partners to support continuous improvement in claims handling

Key requirements

• Bachelor’s degree preferred
• Professional designations (CPCU, SCLA, AIC, JD) are a plus
• 2-7 years of construction defect claims experience is preferred with consistent high level of performance and achievement
• Must be licensed or have the ability to become licensed in all required states
• Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint)
• Knowledge of industry trends and legal developments affecting claims handling
• Ability to manage multiple claims and competing priorities
• Ability to adapt to evolving regulatory and legal environments
• Complete assigned tasks correctly, on time and able to learn quickly
• Self-motivated and demonstrating attention to detail
• Be able to work independently for extended periods
• Excellent written and verbal communication skills as well as general business understanding
• Must be able to remain in a stationary position 50% of the time, with occasional movement in the office to access cabinets and equipment
• If you do not meet all the qualifications for this role, we still encourage you to apply, as we are always looking for diverse talent to join our growing team.

What we offer

A career that you define. We offer medical, dental, vision, wellbeing programs, competitive salary, unlimited PTO, 401k with company match, paid volunteer days, and more.

We provide an environment where new ideas are encouraged and celebrated, where people who want to have a real hand in our success thrive. We want people who want to make a difference – not just in the workplace, but in the industry and in the wider community.

EEO Statement

We consider our people our chief competitive advantage and we treat colleagues, candidates, clients, and business partners with equality, fairness, and respect. DUAL North America provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. DUAL will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment.