Senior Capital & Stress Testing Analyst – Hybrid

Secure Trust Bank PLC; Cardiff; Hybrid; GBP 70,000 - 100,000; Full time

Benefits offered by this job

Discretionary bonus

Matched pension contributions

Birthday off

Wellbeing hour

Cycle2Work

Private healthcare

Life assurance

Volunteer days

Career progression

Job summary

Secure Trust Bank PLC is seeking a Senior Capital and Stress Testing Analyst to drive ICAAP, Recovery Plan, and regulatory reporting. You will collaborate with Risk, Finance & Treasury, Internal Audit and senior stakeholders to ensure robust capital planning, forecasting and stress testing aligned with regulatory requirements.

You will also contribute to the development of scenario forecasting, regulatory capital processes and capital optimisation initiatives, operating in a hybrid Solihull

Qualifications

• Qualified Accountant (ACA/CIMA/ACCA) preferable.
• IFR9 expected credit losses principles and practical application.
• Bank regulatory capital or risk experience in industry or advisory capacity.

Responsibilities

• Support ICAAP, Recovery Plan and Resolution Pack delivery with stakeholders (Risk, Finance & Treasury, Internal Audit).
• Oversee stress testing model development and governance; review and challenge results.
• Prepare milestone committee papers and ensure actions tracked; support SREP prep.
• Manage end-to-end Recovery Plan fire-drill materials and Recovery Indicator/Options reviews.
• Produce Capital MI for ALCO and support COREP reviews.

Skills

Numerate

Analytical thinking

Communication skills

Presentation skills

Prioritisation

Process improvement

Education

ACA/CIMA/ACCA

Job description

Secure Trust Bank PLC is seeking a Senior Capital and Stress Testing Analyst to drive ICAAP, Recovery Plan, and regulatory reporting. You will collaborate with Risk, Finance & Treasury, Internal Audit and senior stakeholders to ensure robust capital planning, forecasting and stress testing aligned with regulatory requirements.

You will also contribute to the development of scenario forecasting, regulatory capital processes and capital optimisation initiatives, operating in a hybrid Solihull