Senior Buy to Let Lending Specialist

Paragon Banking Group PLC; Metropolitan Borough of Solihull; Hybrid; GBP 50,000 - 70,000; Full time

Job summary

A leading UK bank is looking for a Senior Buy to Let Lending Specialist to evaluate BTL cases and provide underwriting support. The ideal candidate will have at least 10 years of experience in BTL and residential underwriting, along with strong analytical skills. This role offers a growth opportunity in a supportive environment with ample benefits.

Benefits

Generous Holiday Allowance: 25-30 days

Share Save Scheme

Profit Related Pay

Pension Plan contributions up to 10%

Enhanced parental pay

Employee Discounts

Volunteering Day

Life Assurance and Personal Accident Cover

Qualifications

• 10+ years BTL/Residential underwriting experience.
• Experience in commercial banking preferred.
• Knowledge of contract and documentation preparation.

Responsibilities

• Evaluate complex buy-to-let cases from brokers.
• Provide underwriting support for technical BTL loan applications.
• Review legal and regulatory documents.

Skills

Underwriting

Credit Analysis

Analytical Skills

Negotiation

Education

Foundation accounting qualification

Job description

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Let’s grow together!

A Platinum Investors in People employer and an award-winning UK bank, focused on growth. Our customers include savers and businesses across the UK and, working together, we use our specialist expertise to help them achieve their ambitions and build a sustainable future. If you’re an experienced property banking professional, with a broad range of underwriting, credit and analytical skills in both the buy-to-let and commercial sectors looking for an opportunity to grow in a friendly environment, we’re looking for you!

About The Role

Let’s grow together!

A Platinum Investors in People employer and an award-winning UK bank, focused on growth. Our customers include savers and businesses across the UK and, working together, we use our specialist expertise to help them achieve their ambitions and build a sustainable future. If you’re an experienced property banking professional, with a broad range of underwriting, credit and analytical skills in both the buy-to-let and commercial sectors looking for an opportunity to grow in a friendly environment, we’re looking for you!

We’re flexible, inclusive, committed to your wellbeing and passionate about you reaching your potential. Let’s grow together …

What You’ll Be Doing

• Evaluating technical / complex buy-to-let (BTL) cases from brokers and customers directly.
• Review and interpret Legal / Technical / Regulatory and other documents providing guidance how they apply to BTL, Paragon and its customers in particular.
• Consider, review and shape applications for presentation to the Bank’s Credit Committee where the aggregate exposure is in excess of £10m.
• Provide underwriting support for larger and / or more technical BTL loan applications.
• Prepare papers for consideration and approval by appropriate bodies in respect of Credit Policy.
  
  

About You

What you’ll bring to the team

• A minimum of 10 years BTL / Residential underwriting experience, using your own mandate to approve loans up to a maximum of £8m.
• Commercial banking experience, preferably within a property-based lending environment.
• Demonstrable experience of contract / documentation preparation / negotiation.
• Foundation accounting qualification or relevant learned experience.
• An inquisitive mind combined with a preparedness to turn your hand to any scenario presented.
  
  

Even if you don’t meet all the criteria, we encourage you to apply. At Paragon, we value diversity and we’re excited to hear from passionate individuals like you! If you’re ready to contribute to the team, please apply.

Further information on the role can be found in the Purpose and Performance Profile (PPP), which is downloadable on this page.

Working hours

37.5 hours per week, typically 8.30am to 5pm with flexibility to work outside of these hours.

Inclusion

As a Disability Confident Employer, we want to ensure that our vacancies are accessible for everyone. If you have a disability, long term health condition or are neurodiverse and need us to adjust our recruitment process please get in touch with our recruitment team.

About Us

What can we offer you?

• Generous Holiday Allowance: Starting from 25 days and climbing to 30, you alsoget to enjoy a day off for your birthday, Christmas Eve, and New Year’s Eve. You can also buy or sell up to a week’s leave
• Share Save Scheme: Annually, you have the opportunity to buy shares in Paragon at a discounted rate
• Profit Related Pay: We share some of our annual profit with our eligible employees
• Pension Plan: We contribute up to 10% of your annual salary towards your pension
• Family Friendly policies : We offer enhanced parental pay and paid time off for fertility treatment
• Employee Discounts: Enjoy exclusive discounts on entertainment, travel, shopping, motoring and more
• Volunteering Day: Contribute to causes you care about with one volunteering day per year
• Life Assurance and Personal Accident Cover
  
  

Be flexible

We promote flexibility around how and where we work so that you can achieve a healthier work-life balance. We operate hybrid working, splitting our week between the Solihull office and home.

Be yourself

As an equal opportunities employer, we welcome diversity and care about inclusion. That’s why we want you to be your whole self at work. We believe an inclusive workplace is good for each of us, great for our customers and better for our business. Our Equality, Diversity and Inclusion Network meets regularly to share challenges, experience, and ideas to build a more equal, diverse, and inclusive business.

Be heard

We listen to your point of view, with our People Forum and regular employee surveys making sure you can use your voice and influence our future.

Be well

We will give you access to a range of tools and resources to support your wellbeing. This will include a digital GP service via our free Employee Assistance Programme, access to our Wellbeing team to connect you with the help you need to get more out of life and our Vitality at Work programme to provide you with discounted gym membership, fitness equipment and another multitude of wellbeing services.

Be better

We want you to reach your potential and, as a Platinum Investors in People employer, we’ll encourage you to learn and develop by building a personalised development plan together with your manager.

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Information Technology

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