Senior Bridging Underwriter

JR United Kingdom; Slough; On-site; GBP 40,000 - 70,000; Full time

Job summary

An independent bridging finance provider in Central London is seeking a Senior Underwriter to manage the underwriting process for complex loans. The role involves making high-level lending decisions, ensuring compliance, and collaborating with various stakeholders. Join a dynamic team offering opportunities for growth and an engaging work environment.

Benefits

Annual salary review & regular appraisals

Bonuses and Incentives

Enhanced Maternity and Paternity Leave Package

Exclusive Employee Discounts

Ongoing Staff Training and Development Opportunities

Private Medical Health Care

Life Insurance Coverage

Additional Day Off for Birthday

Networking and Team Building Event

Qualifications

• Experienced in property finance underwriting or credit-based role.
• Strong knowledge of mortgage lending principles and risk assessment.
• Ability to thrive in a fast-paced environment managing multiple tasks.

Responsibilities

• Manage a personal pipeline of high-volume, complex loans.
• Conduct thorough analysis of loan applications and financial documents.
• Mentor junior team members to support the team’s goals.

Skills

Problem Solving

Effective Communication

Risk Assessment

Job description

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Market Financial Solutions (MFS) is a top-tier, independent bridging finance provider in Central London, renowned for our fast and flexible bridging loans and buy-to-let mortgages. With a robust market presence, we cater to commercial borrowers, property investors, and developers with a diverse range of financial solutions including bridging finance, development exit finance, and buy-to-let mortgages.

Backed by long-standing funding lines, we offer loan options ranging from £200k to £50m, ensuring our products continuously support the evolving needs of our borrowers. Our commitment to excellence and client-focused approach sets us apart in the finance industry.

Role Purpose:

We are seeking a Senior Underwriter to play a pivotal part in our underwriting team. This key role involves managing the underwriting process, making high-level lending decisions, ensuring compliance, and mentoring junior team members. You will analyse complex loan applications, assess financials, credit reports, and property appraisals to ensure compliant lending practices.

Key Responsibilities:

• Manage a personal pipeline of high-volume, complex loans, ensuring timely and accurate underwriting within SLAs.
• Make high-level lending decisions and approve large or complex loan requests.
• Conduct thorough analysis and evaluation of loan applications, including financial documents, credit histories, and property valuations.
• Collaborate with brokers, borrowers, and other stakeholders to gather necessary information and provide updates.
• Mentor junior team members to support the team’s goals.
• Competently underwrite deals by understanding case studies thoroughly.

Role Requirements:

• Experienced in property finance underwriting or a credit-based role, specifically in bridging or buy-to-let.
• Experience managing high-volume, complex loans.
• Strong knowledge of mortgage lending principles, risk assessment, loan products, market trends, and regulatory requirements.
• Effective communication skills for clear interaction with brokers, borrowers, and stakeholders.
• Strong problem-solving abilities to identify and resolve issues in loan applications.
• Ability to thrive in a fast-paced environment, managing multiple tasks and adapting to changing priorities.

Why Work for us?

• Be Part of a Dynamic and Growing Company
• Annual salary review & regular appraisals
• Bonuses and Incentives
• Enhanced Maternity and Paternity Leave Package
• Exclusive Employee Discounts at Leading Retailers (covering groceries, technology, and holidays)
• Ongoing Staff Training and Development Opportunities
• Private Medical Health Care with Vitality
• Life Insurance Coverage
• Additional Day Off to Celebrate Your Birthday
• Engaging Work Networking and Team Building Event

Next Steps:

Ready for an exciting career move? Hit ‘apply’ to express your interest, and if your CV aligns with our requirements, expect a call from one of our team soon to discuss this fantastic opportunity further. Please note, this role is a full-time office based position, based in central London.