Senior Anti-Fraud Investigator – AI-Driven Payments

Viva; Milton Keynes; Hybrid; GBP 60,000 - 90,000; Full time

Benefits offered by this job

Private medical

Holiday entitlement

Office gym MK

Job summary

Viva is seeking a Senior Anti-Fraud Investigator to lead investigations, analyse transaction patterns and drive improvements in anti-fraud controls across a UK EMI/merchant acquiring environment.

You will own investigations of merchant activity, transaction patterns and fraud typologies, using data analysis, MI and dashboards to identify root causes and propose mitigations. Collaboration with Technology and Operations will push AI-powered automation forward.

Qualifications

• Experience leading fraud investigations across merchant acquiring and payments risk.
• Strong data analysis skills with MI and dashboards.
• Familiarity with CIFAS investigations and card schemes.

Responsibilities

• Lead fraud investigations across merchant acquiring and card payments.
• Develop and monitor anti-fraud controls and monitoring rules.
• Collaborate with Tech and Product to automate investigations.
• Produce evidence-based investigative reports and risk assessments.
• Maintain and improve fraud monitoring dashboards and KPIs.
• Ensure regulatory and scheme compliance in operations.

Skills

Fraud investigations

Merchant acquiring

Payments risk

Data analysis

CIFAS investigations

Power BI

Automation

Education

Degree in Finance/ Economics/ Data Analytics/ CS

Tools

Power BI

Job description

Viva is seeking a Senior Anti-Fraud Investigator to lead investigations, analyse transaction patterns and drive improvements in anti-fraud controls across a UK EMI/merchant acquiring environment.

You will own investigations of merchant activity, transaction patterns and fraud typologies, using data analysis, MI and dashboards to identify root causes and propose mitigations. Collaboration with Technology and Operations will push AI-powered automation forward.