Senior AML Analyst

Bank of Ireland; Belfast City District; Hybrid; GBP 42,000 - 62,000; Full time

Benefits offered by this job

Hybrid work model

Health insurance

Pension contributions

Maternity leave

Job summary

Bank of Ireland in Belfast is seeking a First Line Financial Crime Analyst to help protect customers from financial crime risk. You'll conduct reviews of customer relationships, assess sources of funds and wealth, and support risk-based decisions with evidence-based analysis.

You will provide AML guidance to frontline teams, work with stakeholders across the bank, and operate in a hybrid role based in Belfast with regular in-person collaboration.

Qualifications

• Three+ years in AML, financial crime, or risk roles.
• Knowledge of AML and CDD regulations.
• Experience with customer exit reviews or due diligence.

Responsibilities

• Conduct independent reviews of customer relationships with financial crime concerns.
• Assess customers' source of funds and wealth.
• Gather and evaluate information for investigations and risk assessments.
• Provide AML guidance to frontline teams.
• Collaborate with stakeholders to strengthen controls.

Skills

AML experience

Financial crime

Regulatory requirements

Customer due diligence

Risk assessment

Job description

What is the opportunity?

Join our First Line Financial Crime team and play a key role in helping protect the Bank and its customers from financial crime risk. This is an exciting opportunity to work in a fast-paced environment where your judgement, analytical skills and decision-making capability will make a real difference. You'll be empowered to make evidence-based decisions on customer relationships, build specialist Anti-Money Laundering (AML) expertise, and work closely with colleagues across the Group. You'll have the support and flexibility to develop your career while contributing to important risk management activities.

In this role, you will:

• Conduct independent reviews of customer relationships where financial crime concerns have been identified, making evidence-based decisions on customer retention or exit.
• Assess customer profiles, source of funds and source of wealth to support customer due diligence and financial crime risk assessments.
• Gather, analyse and evaluate customer information to support investigations, risk assessments and case outcomes.
• Provide AML and customer due diligence guidance to frontline teams, helping to support consistent and risk-based decision-making.
• Work closely with stakeholders across the Bank to strengthen processes, enhance controls and support the effective management of financial crime risk.

What will make you stand out?

• You will bring experience working in a financial crime, compliance, risk or related environment, along with the confidence to make fair, balanced and evidence-based decisions. Strong analytical thinking, attention to detail and sound judgement will help you succeed in this role.
• At least three years' experience in an AML, financial crime, compliance, risk or similar role.
• Knowledge of AML, customer due diligence and financial crime regulatory requirements.
• Experience conducting customer exit reviews, enhanced due diligence investigations or customer due diligence assessments.
• Experience engaging directly with customers to gather information and support risk assessments.
• The ability to challenge information constructively, identify key risks and solve complex problems.

Essential qualifications

There are no specific qualifications or minimum educational requirements needed for this role.

More about the team

The First Line Financial Crime team is responsible for identifying, assessing and managing financial crime risks across a range of business areas including BOIUK Retail and Commercial, NI Mortgages, Post Office and Northridge. The team provides specialist AML and customer due diligence expertise, supporting colleagues to make informed and risk-based decisions.

By combining oversight, guidance and constructive challenge, the team helps ensure compliance with regulatory requirements, internal policies and the Bank's risk appetite. You'll join a supportive and knowledgeable team where collaboration, continuous learning and making a meaningful impact are valued.

This is a hybrid role, based primarily in Belfast. We typically ask colleagues to spend a minimum of 8 days per month working in-person to support collaboration and connection. Specific arrangements will be confirmed by your recruiter to ensure they meet the needs of the role and team.

#LI-HYBRID

Why work with us

Bank of Ireland company prioritises work life balance with a commitment to hybrid working, along with 24 days annual leave and excellent pension contributions.

Family can mean different things to different people; we offer 6 months paid maternity leave, an innovative fertility and surrogacy policy along with working parent and carer supports.

Your health and wellbeing is important to us; we offer a substantial health insurance contribution, Employee Assistance Programme, and financial wellbeing coaches.

We also encourage and support colleagues to pursue educational and professional qualifications to grow and enhance your career.

Key Competencies

• Customer Focused - Self
• Better together - Self
• Be Decisive - Self
• Take Ownership - Self
• Manage Risk - Self

We're on a continuous journey to build an inclusive and diverse workplace. We welcome applications from people of all backgrounds, lived experience, abilities and perspectives. We provide reasonable accommodations at every stage of our recruitment process for disabilities, neurodivergence or medical conditions. If you require an accommodation complete this form and one of our recruitment team members will be in touch via email. Any information provided will be treated as confidential within the recruitment team and used only for the purpose of determining and providing appropriate accommodations for the application and recruitment process.