SCUK Compliance & Reporting Manager

Santander Consumer (UK) plc; Redhill; Hybrid; GBP 65,000 - 90,000; Full time

Benefits offered by this job

Salary dependent on experience

30 days holiday + bank holidays

Annual bonus

Car allowance

Private medical cover

Pension contributions

Employee assistance programme

Sharesave scheme

Gym passes

Job summary

Santander Consumer (UK) plc is hiring a Compliance and Reporting Manager in the United Kingdom. You will shape key compliance activities, including SMCR oversight, regulatory reporting and horizon scanning, working with senior stakeholders to manage compliance risks and regulatory obligations.

The role is hybrid with at least 3 days a week in the Redhill office. You will lead a team, manage regulatory change, and produce MI for governance forums, while maintaining strong regulator relationships.

Qualifications

• Significant experience in a Compliance, Risk or Regulatory environment.
• Strong knowledge of FCA regulations, SMCR requirements and regulatory reporting obligations.
• Experience in regulatory change management and horizon scanning.
• Proven people management experience with coaching and development.
• Excellent analytical and problem-solving abilities.
• Strong communication and stakeholder management, with ability to influence at all levels.
• Ability to manage multiple priorities and meet deadlines.
• Experience producing regulatory reporting, MI and governance reporting for senior stakeholders.

Responsibilities

• Act as SME for general compliance, regulatory reporting and horizon scanning activities.
• Lead SMCR compliance processes with governance records and regulatory adherence.
• Develop and maintain horizon scanning framework for emerging regulatory changes.
• Manage regulatory change activities, including identification, assessment and implementation.
• Coordinate preparation and submission of regulatory reports with governance approvals.
• Produce clear MI and reporting for senior management, committees and forums.
• Support responses to regulatory requests, reviews, consultations and investigations.
• Maintain compliance risk profiles and mitigation activities.
• Oversee assigned compliance controls with testing and escalation.
• Build relationships with regulators and industry bodies to support engagement.
• Develop reporting frameworks and MI to improve regulatory and business insight.
• Lead and develop team capability while promoting a culture of compliance.

Skills

Compliance knowledge

SMCR

Regulatory reporting

Regulatory change management

People management

Professional qualification

Analytical skills

Stakeholder management

Prioritisation

Organisational skills

Regulatory reporting MI

Motor finance knowledge

Education

Compliance qualification

Job description

Why apply for this role?

This is an exciting opportunity to join the Regulatory Engagement and Reporting team in a leadership role at the heart of Compliance. As Compliance and Reporting Manager, you'll be responsible for shaping key compliance activities, including SMCR oversight, regulatory reporting, horizon scanning and regulatory change management. You'll act as a subject matter expert, working closely with senior stakeholders across the business to ensure regulatory obligations are met and compliance risks are effectively managed.

Why apply for this role?

Country: United Kingdom This is an exciting opportunity to join the Regulatory Engagement and Reporting team in a leadership role at the heart of Compliance. As Compliance and Reporting Manager, you'll be responsible for shaping key compliance activities, including SMCR oversight, regulatory reporting, horizon scanning and regulatory change management. You'll act as a subject matter expert, working closely with senior stakeholders across the business to ensure regulatory obligations are met and compliance risks are effectively managed.

Please note the closing date for this role will be, end of day, Thursday 1st October 2026

Please note this role is a hybrid role with at least 3 days a week in the Redhill office. Remote workers will not be considered.

Responsibilities include:

• Acting as the subject matter expert for general compliance, regulatory reporting and horizon scanning activities.
• Leading the oversight and delivery of SMCR compliance processes, ensuring governance records are maintained and regulatory requirements are met.
• Developing and maintaining an effective horizon scanning framework to identify and assess emerging regulatory changes.
• Managing regulatory change activity, ensuring changes are identified, assessed, tracked and implemented effectively.
• Coordinating the preparation and submission of regular and ad hoc regulatory reports, ensuring appropriate governance and approvals are in place.
• Producing clear, insightful management information and reporting for senior management, committees and governance forums.
• Supporting responses to regulatory requests, reviews, consultations and investigations.
• Maintaining compliance risk profiles, identifying emerging risks and ensuring effective mitigation activities are in place.
• Overseeing assigned compliance controls, ensuring testing, evidence and escalation activities are completed appropriately.
• Building strong relationships with regulators, industry bodies and internal stakeholders to support effective regulatory engagement.
• Managing and developing reporting frameworks and MI to continually improve regulatory and business insight.
• Leading and developing team capability while promoting a strong culture of compliance and risk awareness.

What we're looking for:

• Significant experience within a Compliance, Risk or Regulatory environment.
• Strong knowledge of FCA regulations, SMCR requirements, regulatory reporting obligations and compliance risk management.
• Experience in regulatory change management, horizon scanning and regulatory engagement activities.
• Proven people management experience, with the ability to lead, coach and develop others.
• A compliance qualification or equivalent relevant professional qualification.
• Excellent analytical skills with the ability to assess complex regulatory issues and provide practical solutions.
• Strong communication and stakeholder management skills, with the confidence to influence at all levels of the organisation.
• The ability to manage multiple priorities and deliver high-quality outputs within demanding deadlines.
• Strong organisational skills, attention to detail and a proactive approach to problem solving.
• Experience producing regulatory reporting, management information and governance reporting for senior stakeholders.
• Knowledge of the motor finance sector would be advantageous.

We have a range of benefits available which include:

• Competitive salary dependent on experience
• 30 days holiday per annum, plus bank holidays
• Annual bonus based on personal and company performance
• Car allowance
• Private medical cover
• Generous pension contributions
• Employee assistance programme
• Sharesave scheme
• Gym passes at a reduced rate for 3,000 gyms, leisure centres etc

Other things you need to know:

• The hours for this role are 09:00-17:00 across Monday to Friday

Inclusion

At Santander we’re creating a thriving workplace where all colleagues feel they belong and are supported to succeed. We all help to make Santander a workplace that celebrates diversity and attracts, retains and develops the most talented and committed people through living our values of Simple, Personal, and Fair.

At Santander Consumer Finance we have a zero-tolerance approach to discrimination, bullying, harassment (including sexual) or victimisation of any kind.

Should you want to be considered for part time hours, please let us know and we can assess your requirements.