Scheme Underwriting Manager

JR United Kingdom; Dartford; Remote; GBP 50,000 - 80,000; Full time

Job summary

A venture-backed startup in the logistics insurance space is seeking an Underwriter to join their core insurance team. This fully remote role involves managing underwriting and pricing activities, developing policies in alignment with regulatory expectations, and engaging directly with enterprise clients. Ideal candidates should have significant experience in commercial underwriting and familiarity with the Lloyd's market, offering a dynamic work environment with autonomous responsibilities.

Benefits

Stock options

Fully remote (optional office access)

Self-care Fridays (no internal meetings)

Qualifications

• 5–10 years of experience in commercial underwriting, with focus on cargo or goods-in-transit insurance.
• Ability to work autonomously in a fast-paced startup environment.
• Experience in the Lloyd's market is preferred.

Responsibilities

• Manage all underwriting and pricing activity for low-severity, high-frequency products.
• Lead the development of underwriting policies and interface with clients on pricing.
• Analyse real-time portfolio data to identify claims trends.

Skills

Strong Communication

Actuarial Understanding

Risk Analysis

Data Analysis

Job description

Our client is a venture-backed startup operating in the logistics insurance space. It combines automated insurance products with data insights and risk monitoring tools for enterprise clients.

The company are in the process of becoming a Lloyd’s of London Cover holder (MGA), with support from a well known reinsurance broker for insurance capacity.

This role will sit within the core insurance team and will contribute to risk management, pricing strategy, policy design, and claims oversight. The team operates fully remotely with optional access to shared office space in central London.

Virtual job fairs

Key Responsibilities

• Manage all underwriting and pricing activity across a low-severity, high-frequency product, including transactional insurance lines.
• Build and maintain pricing models based on live claims and risk data, ensuring responsive, performance-driven pricing.
• Analyse real-time portfolio data to identify claims trends and anticipate developments in claim frequency or behaviour.
• Take full ownership of the underwriting function, operating independently across risk analysis, model creation, and decision-making.
• Lead the development and refinement of underwriting policies, ensuring alignment with regulatory expectations and the company’s future Lloyd’s Coverholder status.
• Interface with enterprise clients to manage initial pricing and mid-term adjustments.
• Support operational oversight of claims, ensuring customer promises are delivered and claim outcomes align with expectations.
• Contribute to regulatory compliance specific to small schemes and MGA operations.
• Maintain detailed technical documentation to ensure audit-readiness and transparency.
• Collaborate closely with product and commercial teams to align insurance operations with broader business goals.

Candidate Requirements

• 5–10 years of experience in commercial underwriting, with a strong preference for shippers' interest, cargo, or goods-in-transit insurance.
• Deep actuarial understanding and confidence working directly with pricing data.
• Familiarity with insurance compliance and MGA regulatory obligations.
• Ability to work in a fast-paced, startup environment with a high degree of autonomy.
• Strong communication skills, particularly when translating technical pricing or risk logic to internal or external stakeholders.
• Experience in the Lloyd’s market is preferred
• Candidates with prior experience at an MGA or with responsibility for a small scheme are strongly encouraged

Compensation and Benefits

• ? Stock options
• ? Fully remote (with optional office access in central London)
• ? Self-care Fridays (no internal meetings)

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Created on 31/05/2025 by JR United Kingdom