SC Cleared Credit Risk Lead – Framework & Asset Quality

Consult; Greater London; Hybrid; GBP 90,000 - 120,000; Full time

Job summary

Consult, in partnership with Morela, is seeking a Senior Credit Risk Specialist for a London-based, 50/50 hybrid contract. The role runs from 30 November 2026 to 31 May 2027 and requires active SC clearance.

You will lead independent reviews of credit risk management frameworks and credit asset quality reviews, presenting evidence-based findings to clients and internal stakeholders in a senior delivery role.

Qualifications

• Active SC security clearance is required.
• Senior-level credit risk experience in UK Retail and/or SME Banking.
• Hands-on experience delivering Credit Asset Quality Reviews.
• Experience delivering Credit Risk Management Framework Reviews.
• Credit portfolio risk management experience gained within a bank or regulator.
• Strong understanding of retail credit risk models, including IFRS 9, IRB, stress testing, scoring and forecasting.

Responsibilities

• Lead independent reviews of credit risk management frameworks.
• Lead on Credit Asset Quality Reviews.
• Carry out on-site and remote reviews and produce clear reports.
• Present findings to clients and internal stakeholders.

Skills

SC clearance

Credit risk experience

Credit Asset Reviews

Credit Risk Frameworks

Portfolio risk mgmt

IFRS 9

IRB models

Stress testing

Forecasting models

Stakeholder comms

Job description

Consult, in partnership with Morela, is seeking a Senior Credit Risk Specialist for a London-based, 50/50 hybrid contract. The role runs from 30 November 2026 to 31 May 2027 and requires active SC clearance.

You will lead independent reviews of credit risk management frameworks and credit asset quality reviews, presenting evidence-based findings to clients and internal stakeholders in a senior delivery role.