Risk & Regulatory Analyst (m/f/d)

Raisin GmbH; Manchester; Hybrid; GBP 35,000 - 45,000; Full time

Job summary

A leading fintech company in Manchester is seeking a Risk & Compliance Associate to manage risk and compliance within their UK operations. The ideal candidate will have 2–3 years of experience in risk management or compliance, alongside strong communication skills and a detail-oriented mindset. This role provides an opportunity to influence organizational practices and participate in significant compliance projects within a supportive and hybrid work environment.

Benefits

Employee Development Budget of £1,700

Access to Babbel for continuous learning

Breakfast and snacks provided

28 days + Bank Holidays

One day birthday leave

Qualifications

• 2–3 years of experience in risk management or compliance within financial services.
• A solid understanding of the UK regulatory environment (FCA).
• Strong communication and relationship-building skills.

Responsibilities

• Support the execution of the UK Risk Management Framework.
• Assist with regulatory monitoring processes and compliance reviews.
• Coordinate risk assessments for new products and projects.

Skills

Risk management experience

Compliance knowledge

Strong communication skills

Detail-oriented mindset

Education

Professional certifications in risk or compliance

Job description

Your growth is our growth. Our success is your success.

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About Raisin

About Raisin Bank

About Raisin US

About Raisin UK

Team

At Raisin UK, our Risk & Compliance team is at the forefront of responsible innovation in the fintech space. As part of our second line of defence, we help ensure our savings platform operates safely, meets regulatory requirements, and upholds the trust of our partners and customers. We work closely with UK leadership while staying aligned with our global compliance framework—giving you both strategic exposure and real impact.

You’ll be joining a small, hands-on team where your contributions will be seen and valued. From shaping risk frameworks to staying ahead of regulatory change, we collaborate across all parts of the business to support our growth and maintain our integrity.

Tech Stack

Your Responsibilities

As Risk & Compliance Associate, you’ll play a central role in managing Raisin UK’s risk landscape and supporting our compliance monitoring. You'll help ensure our processes remain strong, scalable, and aligned with FCA requirements—while also having the chance to shape and improve how we operate.

Your key responsibilities will include:

Risk Management

• Support the execution and evolution of the UK Risk Management Framework through analysis, controls testing, monitoring, and reporting.
• Coordinate risk assessments for new products, commercial initiatives, and strategic projects.
• Maintain the firm’s risk register and support regular internal and external reporting.
• Handle operational risk event tracking and reporting to both UK and Group governance bodies.
• Enhance and deliver risk management information (MI) reporting, working closely with stakeholders across the business.
• Collaborate with the Group Risk team to embed global risk strategy at the UK level.

Regulatory Compliance

• Assist with regulatory monitoring processes and help interpret the changing UK and EU regulatory landscape.
• Conduct compliance reviews in line with the annual Compliance Monitoring Plan.
• Support the Head of UK Compliance in preparing and confirming regulatory reports.
• Participate in ad-hoc compliance projects or support them in a project coordination role.

Your Profile

We’re looking for an ambitious and detail-oriented early-career professional ready to take the next step in risk and compliance within a thriving fintech environment.

What you bring:

• 2–3 years of experience in risk management or compliance within financial services (banking, payments, or savings preferred).
• Professional certifications in risk or compliance (e.g. IRM, RIMS, ICA) are strongly preferred.
• A solid understanding of the UK regulatory environment (FCA) with awareness of EU frameworks as a plus.
• A self-starter mindset—able to manage priorities, meet deadlines, and deliver quality outcomes independently.
• Strong communication and relationship-building skills, with the confidence to influence and collaborate across teams.
• A passion for fintech, and the ambition to grow your career in a fast-paced and supportive environment.

Our Benefits

Benefits der Raisin Bank

Join our mission, join our team - and grow with us!

At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, who are at the heart of our success.

As part of the Raisin UK team, you benefit from:

• Employee Development Budget of £1,700 and 4 full training days per year.
• Access to Babbel for continuous learning.
• Always hungry?Breakfast, snacks, daily fresh fruit and drinks are at your disposal around the clock.
• We are hybrid working, we are in the office twice a week, giving the team the opportunity to collaborate and spend time together. Wednesday is our core day in the office.
• We offer 28 days + Bank Holidays of holiday a year.
• One day birthday leave and gift voucher to celebrate your birthday.
• We offer you a company stakeholder pension with a minimum employer contribution of 5%.
• The opportunity to experience our annual retreats in exciting European cities and other team building events.