Risk Officer

Tokio Marine Kiln group; Greater London; Hybrid; GBP 70,000 - 100,000; Full time

Job summary

Tokio Marine Kiln is recruiting a permanent Risk Officer to join our Enterprise Risk Management (ERM) team. Reporting to the Head of ERM, you will support the operation of TMK's ERM framework, helping to identify, assess, monitor and report risk across the business.

You will promote a strong risk culture, provide second-line challenge, and ensure risk activities align with regulatory requirements and business objectives.

Qualifications

• Strong knowledge of ERM principles and practices.
• Experience in risk management within insurance or financial services.
• Understanding of risk exposures, assessment methods and reporting.
• Excellent written and verbal communication; report-writing and stakeholder management.

Responsibilities

• Establish and maintain relationships with first-line teams (e.g., Underwriting, Third Party Capital, Claims).
• Manage ORSA processes including quarterly and annual reports.
• Develop and deliver Special Risk Assessments to identify and report risk exposure.
• Support implementation of TMK’s ERM framework across Group companies.
• Develop, administer and ensure compliance with the risk framework and processes.

Skills

Enterprise Risk Management

Risk assessment

Stakeholder management

Risk reporting

Analytical skills

Job description

• JOB TYPE: Full time

Tokio Marine Kiln (TMK) is recruiting for a permanent Risk Officer to join our ERM team. Reporting to the Head of Enterprise Risk Management, you will support the effective operation of TMK's Enterprise Risk Management framework, helping to identify, assess, monitor and report risk across the business. The role plays an important part in promoting a strong risk culture, providing independent second-line challenge and ensuring risk management activities remain aligned with business objectives and regulatory requirements.

Key responsibilities include:

• Establish and maintain strong relationships with first-line teams (e.g., Underwriting, Third Party Capital, Claims), serving as the primary point of contact to effectively communicate, collaborate, and influence these teams as needed
• Conducting and project managing the ORSA process including the production of quarterly and annual reports
• Development and delivery of Special Risk Assessments. Ensuring areas of actual or potential risk exposure are appropriately assessed, challenged and reported, with output presented to relevant committees
• Supporting implementation of TMK’s ERM Framework in Group companies. Promoting risk management best practice and a consistent, proportionate approach to risk management across the Group
• Development of, implementation of, administration of, and compliance with the company’s risk framework and risk management processes and procedures.
• Providing second line challenge through involvement in stakeholder meetings, project boards and risk reviews

What we're looking for:

• Strong knowledge and experience of Enterprise Risk Management principles and practices.
• Relevant professional experience within risk management, insurance, financial services or a related environment.
• Good understanding of organisational risk exposures, risk assessment methodologies and risk reporting.
• Strong analytical skills with the ability to assess complex information, identify key risks and provide practical recommendations.
• Excellent written and verbal communication skills, including strong report-writing and stakeholder management abilities.
• Sound judgement with the ability to provide constructive challenge and form independent, risk-based opinions.
• High attention to detail and a proactive approach to problem solving.

Why apply?

This is an excellent opportunity to develop and broaden your expertise within Enterprise Risk Management. You'll work closely with stakeholders across the business, gaining exposure to a wide range of strategic, operational and regulatory risk activities. You'll join a collaborative and supportive environment where you'll contribute to strengthening TMK's risk framework, influencing business decision-making and helping to embed effective risk management practices across the organisation.

The successful candidate will be welcomed into the TMK family to help us further our purpose of enabling our clients to fulfil their ambitions whilst benefiting society and our people. We are committed to ensuring a safe, open, inclusive and empowering environment in which all of our people can thrive. All employees have the opportunity to join one or a number of inclusion network groups or take part in CSR and charitable activities. TMK is signed up to the Disability Confident Employer Scheme and we also accommodate flexible working, subject to the TMK flexible working policy.

As an underwriting firm with over 140 years’ experience of protecting clients from changing risks we put our confidence in the ability and talent of our people. We aim to be a ‘Good Company’ and this means being a great and inclusive company to do business with and being a great place to work. Our culture is founded on our core values of empowerment, inclusion, excellence, integrity, teamwork and innovation. We seek to recruit the best talent by endeavouring to reach diverse talent pools, offering dynamic working arrangements and investing in development.

To make your experience as comfortable as possible, please let us know if you require any reasonable adjustments or additional assistance during your application process. At Tokio Marine Kiln we are here to support you, please be reassured that we will do all that we can to ensure that your specific needs are met.