Risk Manager - Advice

moneyboxapp; Greater London; Hybrid; GBP 75,000 - 120,000; Full time

Job summary

Moneybox Services Company Ltd (MBSCL) is building a new risk management function to support its regulated advice business. The Risk Manager will implement the risk framework, provide independent oversight, and work with the small executive team to embed controls for go-live and future scaling.

Reporting to the Head of Risk and Compliance, with a dotted line into the Moneybox Risk & Compliance team, this role involves hands-on development of risk appetite, KRIs, RCSAs and incident management in a

Qualifications

• Implement the Moneybox group's risk management framework for MBSCL's advice business.
• Provide independent oversight of its risk profile.
• Collaborate with MBSCL's risk and compliance team and first line advisers to embed controls and monitor risk.

Responsibilities

• Lead the design and embedding of risk controls for go-live and scale.
• Develop risk appetite statements, KRIs, RCSAs and wind-down planning.
• Assess dependencies on the Aurora advice engine and shared services and challenge related risks.

Job description

About Moneybox

At Moneybox, our mission is to give everyone the means to get more out of life. We're guided by our belief that wealth isn't about the money, it's about the means to more - more freedom, opportunities, possibilities, and peace of mind.

Moneybox is an award-winning wealth management platform, helping over one and a half million people build wealth throughout their lives, whether they're saving and investing, buying their first home, or planning for retirement.

Job Brief

Moneybox Services Company Ltd (MBSCL) is building the next generation of financial advice: an advice service underpinned by advanced technology and the expertise of personal financial advice professionals that gives everyday people access to regulated, personalised advice at a scale traditional advice has never reached. We're building MBSCL's second line from the ground up, and this role is central to making sure the right risk and control framework is in place for go‑live, and that it grows with the business.

As Risk Manager you'll implement the Moneybox group's risk management framework for MBSCL's advice business and provide independent oversight of its risk profile. That means getting the core building blocks in place and working in practice: risk appetite statements and KRIs, risk and control self‑assessments (RCSAs), risk event and incident management, the capital and liquidity adequacy assessment and wind‑down plan, operational resilience and third‑party risk. MBSCL is independent from Digital Moneybox Limited (DML), the main Moneybox operating business, but relies on DML for its platform, the Aurora advice engine and a range of shared services, so you'll also assess and challenge the risks that dependency creates.

You will report to MBSCL's Head of Risk and Compliance (SMF16/17), with a dotted line into the wider Moneybox Risk and Compliance team (so you can draw on the group's existing framework and specialists), and work closely with MBSCL's small executive team and first line advice colleagues. In the build phase you'll be hands‑on, helping the business describe, design and embed the controls needed for go‑live, while keeping control ownership with the first line and maintaining your independent challenge. This is a role for someone who enjoys building in a small team and wants to grow with it as the function scales.

Our Commitment to DE&I:

At Moneybox, we promote, support and celebrate inclusion, diversity and equity for all, so that everyone can bring their full selves to work. We believe that diversity drives innovation, and that if our team is representative of our community of customers, we can better support their needs. To ensure our recruitment processes provide an equal opportunity for all applicants to succeed, we encourage you to let us know if there are any adjustments that we can make. We are open‑minded and always willing to go the extra mile to ensure all applicants can present their full self and potential

Working Policy:

We have a hybrid policy that includes 2 days from our London office and 3 from home. If the role states it is either hybrid or remote candidates must be based within the UK.

Visa Sponsorship:

At this time we cannot offer visa sponsorship for this role and we cannot consider overseas applications.

Please note if offered a position, the offer is conditional and subject to the receipt of satisfactory pre‑employment checks which we will conduct such as criminal record and adverse credit history checks. As a regulated financial business, an adverse financial history could impact your suitability for the role. If you are aware of anything that could affect your suitability for the role, please let us know in advance.

By sending us your application you acknowledge and agree to Moneybox using your personal data as described below.

We collect applicants' personal data to manage our recruitment related activities. Consequently, we may use your personal data to evaluate your application, to select and shortlist applicants, to set up and conduct interviews and tests, to evaluate and assess the results, and as is otherwise needed in the recruitment process generally.We do not share your personal data with unauthorised third parties. However, we may, if necessary, share your personal data to carefully selected third parties acting on our behalf. This may include transfers to servers and databases outside the country where you provided us with your personal data. Such transfers may include for example transfers and/or disclosures outside the European Economic Area and in the United States of America.

If you are unsuccessful in your application, we may keep your details on file so that we can tell you about other suitable vacancies which may be of interest to you when they arise in the future.

If you would like to reach us then please email: [e-mail]

If you would rather we did not keep your details on file, you can contact us at: DPO@moneyboxapp.