Risk Industrial Placement (Birmingham)

Lloyds Bank plc; Park Central; On-site; GBP 26,000 - 32,000; Full time

Job summary

Lloyds Bank plc is offering a 12-month Risk Industrial Placement designed to build your foundation in risk management across credit, analytics and regulatory awareness. You’ll rotate through teams, gain hands-on experience, and develop modelling and data skills in a real-world banking context.

Open to penultimate-year students who are curious, analytical, and eager to learn to code. Applications open soon on our early careers site; visas cannot be sponsored.

Qualifications

• Analytical mindset and problem-solving abilities.
• Penultimate-year student in university.
• Willing to learn coding and data analytics.

Skills

Analytical mindset

Willing to learn coding

Penultimate year student

Job description

End Date Saturday 07 November 2026

Salary Range £29,000

Job Description Summary

Prior to submitting your application, please visit our early careers website to find out more about the schemes we offer and the recruitment journey: www.lloydsbankinggrouptalent.com. Our industrial placements may close early if we receive a high number of applications, so it’s best to apply as soon as you can.

Job Description

Be the reason we stay one step ahead At Lloyds Banking Group, risk management isn’t about hiding under the desk until the danger passes. It’s about spotting opportunities, protecting the people who count on us, protecting our business and customers, and staying one step ahead. Our Risk teams keep over 28 million customers safe. Identifying and mitigating the threats from global market instability to economic headwinds, from customer lending to economic crime. And on the Risk IP scheme, you’ll be part of the team making sure we always play it smart. One year. High Impact Over this 12 month programme, you’ll be placed in our Financial Risk or Credit teams amongst a number of risk specialisms, giving you a well-rounded foundation for a long-term career in risk. Think of it as a guided tour of the most fascinating and fast-moving corners of the risk world. You could be delving into Credit & Customer – analysing credit risk, understanding customer behaviour and shaping lending decisions Analytics, Data & Modelling – using cutting‑edge modelling techniques, data science and AI to predict and manage risk, or Specialist Risk – diving deep into capital, liquidity and market risks to solve challenges most people never even see.

The kit you’ll have at your fingertips

• Regulatory frameworks like PRA and FCA compliance. Turning rules into real-world solutions.
• Robotics, cognitive computing and AI to automate, analyse and outsmart the bad stuff.
• Advanced forecasting tools to stress-test decisions.

You’ll have:

• A mentor to guide you and challenge your thinking.
• Technical training and business skills development, so you can connect analysis to action.
• Platforms like Viva Learning to keep levelling up.
• A culture where curiosity is encouraged, and problem-solving is part of the job description.

The work you could be doing

• Making smarter lending decisions for millions of customers.
• Turning complex regulations into business processes that actually work.
• Using modelling to forecast financial performance.
• Finding ways AI can drive efficiencies and innovative solutions.

About the opportunity

You’ll earn a great salary while building skills every sector wants – from banking to fintech to consulting. By the end, you’ll have the confidence and understanding to be able to take your future forward.

Requirements

The need to demonstrate an analytical mindset, with the curiosity and ability to understand and apply technical concepts aligned to the role. You don’t need to know how to code today, but you should be excited to learn and we’ll support you in building these skills during the programme. Be in your penultimate year at university. While we do not require a set projected minimum degree achievement, we strongly recommend the ability to be able to demonstrate sound knowledge, understanding and technical skills aligned to the role. Some aspects of this, alongside behaviours and values, will be assessed through the application process. We cannot sponsor visas.

Opening and Closing Information

Applications for our Risk Industrial Placement open on 10th September and close on 8th November. Our IP scheme may close early if we receive a high number of applications, so it’s best to apply as soon as you can.

Equal Opportunity

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

Further Information

Should you need help or want to ask a question, please contact us at [e-mail].

Learn More About the Group

Learn about the Group and our culture and values on our talent website Home – Lloyds Banking Group Talent or visit our Instagram to keep up-to-date @LBGearlytalent