Risk Finance Consultant

ZipRecruiter; London; On-site; GBP 70,000 - 100,000; Full time

Job summary

Lockton is seeking a Risk Finance Consultant to join its Risk Practices team. The role involves applying analytical skills to deliver strategic consulting and designing bespoke risk finance solutions. With a focus on enhancing clients' risk management, you'll engage with C-level stakeholders while fostering a culture of support and growth within a leading independent insurance brokerage.

Qualifications

• 5+ years of experience in consulting, (re)insurance, or risk finance.
• Proven experience in captive consulting is essential.
• Strong financial or actuarial literacy.

Responsibilities

• Deliver strategic consulting on captives and risk finance.
• Lead feasibility studies and financial analyses.
• Collaborate with major client teams across Lockton’s network.

Skills

Analytical skills

Strategic insight

Client-focused

Solution-driven

Strong Excel skills

Data visualisation skills

Education

Accounting

Finance

Actuarial science

Job description

Job Description

At Lockton, we’re looking for a Risk Finance Consultant with consulting pedigree — ideally from a top-tier strategy firm, Big Four, or leading boutique — to join our dynamic and growing Risk Practices team. You’ll apply deep analytical skills, strategic insight, and innovative thinking to advise some of the world’s leading organisations on how to finance risk more intelligently.

This is a rare opportunity to step into a role where your expertise translates directly into strategic client impact working in a globally connected firm that values impact over hierarchy, intellect over bureaucracy, and people over process.

What You'll Do

Informed by analytics this role will include deploying expertise in risk finance consulting as well as alternative reinsurance solution design and placement. You’ll work closely with the Head of Risk Finance to design and deliver bespoke risk finance strategies that enhance our clients' enterprise risk management. Your work will shape how global organisations assess, retain, and transfer risk — using captives, alternative risk transfer solutions, and complex financial models.

Expect to:

• Deliver strategic consulting on captives, alternative risk finance, and insurance program design
• Lead and support feasibility studies, financial analyses, and actuarial insights that drive decision-making
• Collaborate across Lockton’s international network, particularly with our major client team
• Present your recommendations to C-level stakeholders and Boards
• Travel internationally as required to support high-impact client engagements

We’re seeking a high-performing professional with:

• 5+ years of experience in consulting, (re)insurance, or risk finance
• Proven experience in captive consulting (essential)
• Strong financial or actuarial literacy, with comfort interpreting complex analysis
• A background in accounting, finance, actuarial science, or similar ()
• A consulting mindset – curious, client-focused, solution-driven
• Exposure to alternative risk solutions or insurance programme design
• Experience delivering projects with imperfect data and evolving priorities
• Strong Excel and data visualisation skills
• Confidence presenting to senior decision-makers and Boards

About Lockton

Lockton is the world's largest privately held independent insurance brokerage. Our people-focused culture attracts those who care for one another and work together to reach a common goal. Our private ownership allows us to prioritize what is truly important: our clients, people, and communities. By joining Lockton, you'll have many opportunities and experiences to grow, enabling you to build a fulfilling long-term career with us. Our commitment to a supportive and inclusive culture ensures you will thrive personally and professionally. If you want to make a difference, then you belong at Lockton.