Risk Engineer

NFU Mutual; United Kingdom; Hybrid; GBP 55,000 - 71,000; Full time

Job summary

A leading UK insurance company is seeking a Risk Engineer/Loss Control Surveyor to handle underwriting risk assessments for various customers. The role involves producing detailed reports, conducting surveys, and collaborating with stakeholders. Ideal candidates will have surveying experience in commercial environments and strong risk management skills. Competitive salary, annual bonus, and comprehensive benefits are offered.

Benefits

Salary up to £71,000

17.5% annual bonus

25 days annual leave

Contributory pension up to 20%

Health and wellbeing plan

Private medical and dental insurance options

Employee discounts on NFU Mutual policies

Qualifications

• Experienced as a Loss Control Surveyor in commercial environments.
• Ability to interpret underwriting requirements.
• Full valid UK Driving Licence required.

Responsibilities

• Complete detailed underwriting risk surveys.
• Produce technical risk assessments and reports.
• Conduct site visits and remote surveys.
• Collaborate with stakeholders for timely quote processing.
• Research and disseminate technical guidance.

Skills

Risk management proficiency

Surveying experience

Excellent communication skills

Attention to detail

Job description

Overview

Risk Engineer — Loss Control Surveyor. This role covers the Midlands area with a remote/field component, including multi-site travel and a Company Car Scheme / Car Allowance. You will complete detailed underwriting risk surveys for domestic, bespoke, and commercial customers to support risk management decisions.

Join NFU Mutual as a Loss Control Surveyor and play a pivotal role in shaping risk management strategies for a diverse portfolio of customers. Your primary responsibility will involve conducting thorough underwriting risk assessments across various sectors including domestic, bespoke, and commercial. Through site visits and remote surveys, you will provide technical insights to our Underwriting teams to facilitate informed insurance decisions and effectively mitigate risks for customers and the business.

You will produce detailed technical reports that capture the nuances of underwriting risk assessments to a professional standard. Using defined systems and frameworks, you will ensure that insurance decisions — quotes, renewals, or rejections — are reached promptly to enable seamless operations for Underwriting and Brokers. You will also engage in site reviews and consultancy with customers, collaborating with Agents and Brokers to manage stakeholders effectively. By sharing knowledge of potential risks and viable solutions, you will contribute to reducing risk and losses. You will have opportunities to contribute to the broader professional community by researching, producing, and disseminating technical guidance for clients and colleagues. This is the role known internally as Loss Control Surveyor.

Responsibilities

• Complete detailed underwriting risk surveys for domestic, bespoke, and commercial customers
• Produce detailed technical risk assessments and reports to support underwriting decisions
• Conduct site visits and remote surveys to gather risk information and provide actionable insights
• Collaborate with Underwriting, Agents and Brokers to manage stakeholders and facilitate timely quotes, renewals, or rejections
• Contribute to knowledge sharing by researching and disseminating technical guidance

About you

You'll be an experienced Loss Control Surveyor with knowledge of current risk management and loss prevention practices across a broad range of insurance risks. You should have significant experience surveying and consulting in large and complex commercial environments, with the ability to interpret underwriting requirements and communicate effectively with stakeholders. You will also:

• Demonstrate proficiency in current risk management and loss prevention practices across diverse insurance risks
• Have proven surveying and consulting experience in commercial settings with strong attention to detail
• Possess excellent communication skills to engage customers and influence decisions
• Be able to interpret underwriting requirements accurately to align with risk management strategies
• Have experience or knowledge from roles in Underwriting, Claims, Surveying, Commercial Engineering, or related disciplines

A full valid UK Driving Licence is essential.

Equality, Diversity and Inclusion

At NFU Mutual, we support an inclusive workplace and value diversity. We encourage candidates to discuss any adjustments or accommodations needed in our recruitment process. We are Disability Confident, signatories of Race at Work and Women in Finance Charters, and welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.

Benefits and Rewards

When you join our team, you can expect a supportive culture and a range of rewards and benefits including:

• Salary up to £71,000 + 17.5% annual bonus + benefits package + Company Car Scheme / Car Allowance
• Annual bonus up to 17.5% of salary
• Contributory pension up to 20% (employee contribution 8%)
• 25 days annual leave + bank holidays + buy/sell/save holiday trading
• Family-friendly policy
• Access to savings at High Street brands, travel and supermarkets
• £20 monthly gym membership allowance
• Health and wellbeing plan (dentist, opticians, physio, etc.)
• Private medical and dental insurance options
• Employee volunteering – one day per year
• Refer a Friend scheme (£500)
• Life Assurance 4 x salary
• Employee discounts on NFU Mutual policies

Working at NFU Mutual

NFU Mutual is a leading UK general insurance and financial services company with a history of customer focus. We offer opportunities to grow and recognise contribution in a supportive culture, and have received awards recognizing our workplace excellence.