Risk, Credit Risk - Asset Secured Lending, Associate/Vice President, London

TN United Kingdom; London; On-site; GBP 60,000 - 100,000; Full time

Job summary

An established industry player seeks a Vice President for its Credit Risk Asset Secured Lending team in London. This role involves managing risk for asset-backed financing, ensuring robust risk assessment, and collaborating with various departments. Ideal candidates will have significant experience in credit analysis and a strong understanding of lending products. Join a dynamic team where your insights will shape financial decisions and contribute to the firm's success in a challenging yet rewarding environment.

Qualifications

• 6-8 years of experience in credit analysis required.
• Strong knowledge of lending products and equity asset classes.

Responsibilities

• Manage risk underwriting for asset-backed financing.
• Review transactions and ensure appropriate risk mitigants.

Skills

Credit Analysis

Risk Management

Financial Analysis

Equity Asset Class Knowledge

Negotiating Trading Documentation

Job description

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Risk, Credit Risk - Asset Secured Lending, Associate/Vice President, London, London

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Client:

Location:

London, United Kingdom

Job Category:

Finance

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EU work permit required:

Yes

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Job Reference:

27294f1abda4

Job Views:

14

Posted:

28.04.2025

Expiry Date:

12.06.2025

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Job Description:

RISK

Our Risk division develops comprehensive processes to monitor, assess, and manage the risk of expected and unexpected events that may have an adverse impact on the firm. Risk professionals execute critical day-to-day risk management activities, lead projects, and contribute to the ongoing advancement of a robust risk management program. Effective coordination with executive management, business units, control departments, and technology is critical for success.

CREDIT RISK

Credit Risk is responsible for managing the firm's credit exposure to its trading and lending counterparties. Credit professionals protect the Firm’s capital by leveraging expertise in financial analysis of clients, markets, and products to make risk decisions. Credit Risk provides a unique opportunity to develop a variety of professional skills and expertise in risk management while working on financial transactions and gaining a broad perspective on how the entire Firm functions. The interaction with numerous departments and the wide range of projects allow for a challenging, varied, and multi-dimensional work environment. This role is ideal for collaborative individuals who are intellectually curious, have strong ethics, and attention to detail.

JOB DESCRIPTION

The Credit Risk Asset Secured Lending team within Global Banking & Markets is looking for a Vice President. The team's activity includes risk management of asset-backed financing (and other types of strategic capital) to institutional clients of the firm, secured by portfolios of public equity, private equity, private credit, and other asset classes.

RESPONSIBILITIES

• Risk underwriting assets-based financing (e.g., loans secured by Public / Private Equity), including review of transactions, participating in the approval process, and making recommendations on risk appetite.
• Review lending transactions while ensuring appropriate risk mitigants to protect against default and minimize potential losses.
• Represent credit views to Risk Committee members.
• Interact with regulators as part of the ongoing supervision process.
• Develop and manage relationships with colleagues from the broader Risk division as well as with other areas of the firm.
• Perform sector/asset analysis regularly to assess portfolio concentration or trends.
• Monitor, manage, and report exposures at a counterparty, product, and portfolio level.

SKILLS AND RELEVANT EXPERIENCE REQUIRED

• At least 6-8 years of relevant experience in credit analysis.
• Experience covering Asset Secured Lending is desirable but not strictly required.
• Knowledge of lending products, including structured non-vanilla transactions, and experience in negotiating trading documentation.
• Strong interest and familiarity with Equity asset class and Private Equity Industry.
• Keeps up-to-date with relevant market trends.

FUNCTIONAL EXPERTISE

• Technical Skills: Demonstrates strong technical skills required for the role, pays attention to details, takes initiative to broaden knowledge, and demonstrates appropriate financial/analytical skills.
• Drive and Motivation: Handles multiple tasks, takes initiative to improve performance, works towards challenging goals, and persists despite obstacles.
• Client and Business Focus: Handles difficult requests, builds trusting relationships, helps clients identify needs, and manages expectations.
• Teamwork: Collaborates effectively, encourages participation, and acknowledges contributions.
• Communication Skills: Communicates clearly, shares ideas, and knows when to escalate issues.
• Judgment and Problem Solving: Thinks ahead, plans for contingencies, finds solutions, and analyzes complex issues.
• Creativity/Innovation: Looks for ways to improve processes and develop practical solutions.
• Influencing Outcomes: Presents persuasive ideas and influences others effectively.

ABOUT GOLDMAN SACHS

At Goldman Sachs, we commit our people, capital, and ideas to help our clients, shareholders, and communities grow. Founded in 1869, we are a leading global investment banking, securities, and investment management firm. Headquartered in New York, we maintain offices worldwide.

We believe who you are makes you better at what you do. We're dedicated to fostering diversity and inclusion, providing growth opportunities, and supporting our employees' well-being. Learn more about our culture, benefits, and people at /careers.

We’re committed to accommodating candidates with disabilities during our recruiting process.