Risk Coordinator

Cummins Mellor; Blackburn; Hybrid; GBP 26,000 - 32,000; Full time

Benefits offered by this job

Pension

Free parking

Job summary

Cummins Mellor in Blackburn is seeking a Risk Coordinator to join its Risk team, focusing on credit risk monitoring, audits and management information to support governance across a lending portfolio.

You will work in a collaborative environment, starting in an office-based setting with hybrid working after training, handling data, risk reports and reviews to ensure timely, accurate risk processes and decisions.

Qualifications

• We’re looking for someone with excellent attention to detail who is comfortable working with information, managing multiple priorities and making considered judgement calls.

Responsibilities

• Monitor conditions subsequent and coordinate in-life asset audits and annual reviews.
• Prepare audit packs and support audit report reviews, including actions from findings.
• Prepare and coordinate monthly hindsight reviews of underwriting decisions and defaults.
• Maintain monthly large exposure monitoring processes and escalate adverse findings.
• Collate and present data relating to credit decision appeals for risk reporting.
• Coordinate notifications from asset monitoring systems.
• Support the In Life Risk & Portfolio Manager with wider Risk activities as required.
• Develop a strong understanding of credit policy as applied in a live financial services environment.

Skills

Attention to detail

Communication

Relationship-building

Multitasking

MS Office proficiency

Education

GCSEs including English & Maths

Tools

Microsoft Office (Excel, PowerPoint)

Job description

Permanent | Monday to Friday | Hybrid working available following training | Blackburn

Are you looking to build a long-term career within credit, risk and asset finance?

We’re working with a successful and growing financial services business to recruit a Risk Coordinator to join its Risk team. This is an excellent opportunity for someone who is organised, analytical and keen to develop their knowledge of credit risk within a supportive and collaborative environment.

You’ll play an important role in supporting the Risk function, helping to monitor the lending portfolio, coordinate audits and reviews, prepare management information and ensure key risk processes are completed accurately and within agreed timescales.

The Role

As Risk Coordinator, you’ll support a range of activities across the Risk department, including:

• Monitoring conditions subsequent and coordinating in-life asset audits, large exposure annual reviews and credit line annual reviews.
• Preparing audit packs and supporting audit report reviews, including coordinating actions arising from findings.
• Preparing and coordinating monthly hindsight reviews of underwriting decisions and defaults.
• Maintaining monthly large exposure monitoring processes and escalating any adverse findings where appropriate.
• Collating and presenting data relating to credit decision appeals for risk reporting.
• Coordinating notifications from relevant asset monitoring systems.
• Supporting the In Life Risk & Portfolio Manager with wider Risk activities as required.
• Developing a strong understanding of credit policy and how it is applied within a live financial services environment.

This role offers genuine scope to develop your understanding of credit risk management, portfolio monitoring, underwriting oversight and governance processes, with hands‑on exposure to a diverse lending portfolio.

What we're looking for

We’re looking for someone with excellent attention to detail who is comfortable working with information, managing multiple priorities and making considered judgement calls.

You’ll ideally bring:

• Strong attention to detail and a methodical approach.
• Good communication and relationship‑building skills.
• The ability to think laterally and use initiative.
• Adaptability and the ability to manage multiple tasks.
• Patience and a willingness to learn.
• Proficiency in Microsoft Office, including Excel and PowerPoint.
• 5 GCSEs at grades 9–4 (A*–C), or equivalent, including English and Maths.
• An interest in credit, risk, finance or asset finance.

Experience of areas such as Companies House, Experian Alerts, adverse media checks, CAP software, auctions or working alongside valuers would be advantageous, but full training and development will be provided.

What's in it for you?

• Salary starting from £29,000
• 25 days holiday plus bank holidays
• Monday to Friday, 9am–5pm
• Office-based initially, with the option for hybrid working following training
• Pension
• Ongoing training and development
• YUHealth health assessment
• Free parking at a purpose-built office just off the M65
• Full training and development within the role
• The opportunity to build a long‑term career within financial services

A career you can build

This is more than just a coordination role. It’s an opportunity to develop valuable experience across credit risk, portfolio monitoring, governance, audits and financial services, while working alongside experienced professionals and building your knowledge through practical, hands‑on experience.

The business is looking for someone who wants to learn, take responsibility and grow with them. You’ll be encouraged to work collaboratively, develop your skills and understand that making mistakes is part of the learning journey.

If you're looking for a role where you can develop your career within credit and asset finance, while working as part of a supportive and collaborative team, we'd love to hear from you.