Risk & Controls Manager - Digital Assets

Lloyds Bank plc; City of Edinburgh; Hybrid; GBP 67,000 - 82,000; Full time

Benefits offered by this job

Pension up to 15%

Annual bonus

Share schemes

30 days holiday

Wellbeing initiatives

Job summary

Lloyds Banking Group is expanding its Digital Assets initiative in Edinburgh with a BTB Risk & Controls Manager. You will shape and embed robust control frameworks across new products and customer journeys, collaborating with product, technology, operations and legal teams.

You will lead risk and control activity, design end‑to‑end controls, and use data insights to strengthen governance and decision making across large-scale programmes.

Qualifications

• Experience in risk and control management across large, complex organisations.
• Ability to analyse information and inform decision making with data literacy.
• Strong leadership and stakeholder management across multiple functions.
• Understanding of digital assets or related propositions is useful.

Responsibilities

• Lead risk and control activity across Digital Assets initiatives within BTB CCO.
• Design end-to-end control frameworks for products, services and customer journeys.
• Identify operational, conduct, financial and regulatory risks and translate into controls, monitoring and assurance.
• Partner with programme, platform and delivery teams to embed control-by-design throughout change lifecycles.
• Use data and management information to improve control effectiveness and governance materials.

Skills

Risk & Controls

Data literacy

Stakeholder management

Change & transformation

Communication

Job description

End Date Tuesday 06 October 2026 Salary Range £67,023 - £74,470 We support flexible working – click here for more information on flexible working options Flexible Working Options Hybrid Working, Job Share

Risk & Controls Manager - Digital Assets

Job Description Summary.

SALARY: £67,023 - £81,917 pa LOCATION(S): Edinburgh, Birmingham, Bristol, Glasgow, Leeds and Manchester HOURS: Full time – 35 hours per week WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of your time, at one of our office sites.

About this opportunity Are you interested in helping shape the future of Digital Assets within Business and Commercial Banking while ensuring strong risk management and control standards are embedded from the outset? We're looking for a Business Transaction Banking (BTB) Risk & Controls Manager - Digital Assets to join the Chief Controls Office (CCO). You'll play a key role in supporting the development and delivery of Digital Assets initiatives, helping to identify risks, design controls and ensure new products, services and customer journeys are implemented safely and sustainably. Working closely with business, product, technology, operations, legal, compliance and delivery teams, you'll create and maintain effective control frameworks that support innovation while protecting customers and the Group. As a BTB CCO Digital Assets Risk & Controls Manager, you'll:

Lead risk and control activity across Digital Assets initiatives, providing practical insight and constructively push‑back when needed.

Design and develop end‑to‑end control frameworks for products, services, processes and customer journeys.

Identify operational, conduct, financial and regulatory risks and translate them into effective controls, monitoring and assurance activities.

Partner with programme, platform and delivery teams to embed control‑by‑design principles throughout the change lifecycle.

Use data, analytics and management information to identify trends, strengthen decision‑making and improve control effectiveness.

Prepare high‑quality governance materials and communicate complex risk and control matters clearly to senior leaders.

Why Lloyds Banking Group

We're on an exciting journey to transform our Group and the way we're shaping finance for good. We're focusing on the future, investing in our technologies, workplaces and colleagues to make our Group a great place for everyone.

What you'll need

Risk & Control & Business insight – Strong commercial understanding of non‑financial risk, control management, operational risk or governance activities, including identifying, assessing and mitigating risks, and designing, implementing or enhancing control frameworks, risk assessments and monitoring activities in a large, and complex organisation.

Decision Making & Data literacy – Ability to analyse information, evaluate options and make sound recommendations to support effective decision making.

Managing key relationships – Strong leadership and business partner management skills, including influencing and constructively challenging senior leaders across multiple functions.

Change & Transformation – Experience working within change, transformation, product development or delivery environments and supporting safe implementation of new capabilities.

Communication – Ability to communicate complex information clearly through governance papers, presentations and drive colleague engagement.

And any experience of this would be really useful Understanding of Digital Assets, distributed ledger technology, tokenisation or related propositions.

Experience applying control‑by‑design principles within large‑scale programmes or strategic change initiatives.

Experience using data and analytics to improve control monitoring, reporting and risk insights.

This is a place for you...

We know that great talent comes from many backgrounds. Whilst this job advert may reference specific experience, we recognise that skills are developed in many ways, so if you have relevant, transferable experience, we encourage you to apply. This is a place for you... Our ambition is to be the leading UK business for diversity, equity and inclusion, supporting our customers, colleagues and communities. We are committed to creating an environment in which everyone can thrive, learn and develop. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and launch a dedicated Working with Cancer initiative. We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. As a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role and have a disability, long‑term health or neuro‑divergent condition, through the Disability Confident Scheme. We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers - just let us know what you need.

Benefits

We also offer a wide‑ranging benefits package, which includes: A generous pension contribution of up to 15% An annual performance‑related bonus Share schemes including free shares Benefits you can adapt to your lifestyle, such as discounted shopping 30 days' holiday, with bank holidays on top A range of wellbeing initiatives and generous parental leave policies

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

Should you wish to contact us for any reason, please email us at: [e-mail] For more Flexible Working Options please use the free text search, e.g. job sharing, variable hours, to identify relevant matches.