Risk & Compliance Graduate (Stirling)

M&G plc; Stirling; Hybrid; GBP 26.000 - 29.000; Vollzeit

Benefits dieser Stelle

Pension up to 18%

Share Save/Share Incentive Plan

38 days annual leave

Generous parental leave

Health & protection cover

Zusammenfassung

M&G plc in the UK invites graduates to join a two-year Risk & Compliance Graduate Scheme designed to build broad, generalist expertise. Starting 13 September 2027, you'll rotate through Risk and Compliance teams, gain hands-on experience, and build technical insight into regulatory obligations in financial services.

You'll be supported by a manager and buddy, with structured workshops and opportunities to attend insight events across M&G, developing core analytical, collaboration and

Qualifikationen

• Recent Graduate or graduating in Summer 2027.
• Right to work in the UK at application time; visa sponsorship not provided.
• Willingness to learn and collaborate in a fast-paced financial services environment.

Aufgaben

• Rotate through Risk and Compliance teams to gain broad exposure.
• Identify and manage risk; help set risk appetite and limits.
• Strengthen controls and uphold high standards of conduct across the business.
• Engage in mandatory and optional rotations across Risk and Compliance.
• Participate in activities across Financial Crime, Monitoring and Advisory teams.

Kenntnisse

Analytical thinking

Regulatory knowledge

Teamwork

Communication skills

Ausbildung

Bachelor's degree or equivalent

Tools

MS Office

Regulatory frameworks

Jobbeschreibung

Our purpose is to give everyone real confidence to put their money to work. With a heritage dating back more than 175 years, we have a long history of innovation in savings and investments, combining asset management and insurance expertise to offer a wide range of solutions. Our two distinct operating segments, Asset Management and Life, work together to provide access to balanced, long-term investment and savings solutions. Through telling it like it is, owning it now, and moving it forward together with care and integrity; we are creating an exceptional place to work for exceptional talent. We will consider flexible working arrangements for any of our roles and also offer workplace accommodations to ensure you have what you need to effectively deliver in your role.

Closing Date: 31st December 2026We may close applications early if we receive a high volume of interest, so we recommend applying as soon as you can to avoid missing out.

Kickstart your career with our two-year Graduate SchemeJoin us and gain hands‑on experience at M&G whilst building a deep understanding of the role of Risk & Compliance within the Financial Services industry. Your journey starts on 13 September 2027 with a cohort‑wide induction, blending industry‑focused training with insight sessions led by our experienced professionals. From there, you’ll embark on a programme designed to accelerate your growth: Business Rotations: Participate in structured rotations across teams within Risk and Compliance. Each placement will help you build technical expertise and broaden your understanding of how our business operates.

Professional Qualifications:

We’ll support you in studying for the Level 6 Senior Risk & Compliance Specialist Apprenticeship, providing dedicated study leave and resources to help you succeed.

Professional Development:

Alongside your cohort, you’ll develop essential skills via interactive workshops and self‑led missions, covering topics like networking, communication, and personal brand. To support you throughout the programme you’ll have a manager to guide your development, a buddy for day‑to‑day queries, and plenty of opportunities to attend insight events and grow your network across M&G.

What will I be doing?

Within our Risk & Compliance function, you will play a vital role in helping M&G identify and manage risk effectively, set clear risk appetite and limits, and meet regulatory obligations. We work in partnership with the business to strengthen controls, uphold the highest standards of conduct, and deliver good outcomes for our customers. This two‑year programme is designed to give you a broad, generalist view of Risk & Compliance through a mix of mandatory and optional rotations. You’ll rotate through at least one Risk team, and one Compliance team and gain hands‑on experience across the function. Teams could be:

• Non‑Financial Risk: Learn how operational risks are identified, assessed, and mitigated, supporting analysis and policy reviews to help the business achieve its objectives safely.
• Financial Risk: Gain exposure to oversight and assurance activities across financial risks, from fund structures and acquisitions to balance sheet management.
• Compliance Monitoring: Conduct risk‑based reviews and testing to ensure compliance with financial services rules and regulations.
• Compliance Advisory: Provide guidance on regulatory processes, policies, and controls, supporting projects and business developments.
• Financial Crime Compliance: Assist in setting frameworks for financial crime compliance and learn how investigations into fraud and other financial crimes are carried out.

What are we looking for?

We’re looking for curious minds and creative problem‑solvers who are excited to shape the future of Risk & Compliance and help us build a strong control environment for our business. If you’re eager to learn, ready to collaborate, and passionate about making an impact, this is the place for you. Successful candidates will demonstrate Self‑motivated and collaborative, with the ability to work effectively in teams and build strong relationships. Analytical and critical thinkers who can form independent opinions and approach problems with curiosity. A proactive mindset and eagerness to learn. Strong analytical thinking and problem‑solving skills, with attention to detail. Strong communication and collaboration skills. Ability to build and maintain positive relationships across teams and with stakeholders. We welcome applicants from all degree disciplines and champion diversity of thought and experience.

Minimum Requirements

Recent Graduate, or Graduating in Summer 2027

Candidates must have the right to work in the UK at the time of application. Please note we are unable to provide visa sponsorship for this role.

We’re dedicated to supporting your wellbeing and helping you thrive, both at work and beyond.

Our UK benefits include:

• A valuablepension scheme of up to 18%(13% made up of employer contributions and 5% employee contributions).
• Access to ourShare SaveandShare Incentive Plan,alongside financial wellbeing and support services to helpgive you real confidence to put your money to work.
• Enjoy 38 days annual leave (including bank holidays), with the opportunity to purchase up to five extra days.
• OurTime Off When You Need Itpolicy gives you the flexibility - to balance work and personal commitments.
• Our market‑leadingInspiring Familiespolicy includes comprehensive support and paid parental leave covering maternity, adoption, surrogacy, and paternity leave - because supporting families is an important part of our inclusive culture.
• Health & Protection cover includesPrivate Healthcare, Critical Illness coverandLife Assurancefor you, with additional family options - for peace of mind.

To explore more about life at M&G and our full benefits offering, visit Life at M&G

We have a diverse workforce and an inclusive culture at M&G plc, underpinned by our policies and our employee‑led networks who provide networking opportunities, advice and support for the diverse communities our colleagues represent. Regardless of gender, ethnicity, age, sexual orientation, nationality, disability, or long‑term condition, we are looking to attract, promote and retain exceptional people. We also welcome those who take part in military service and those returning from career breaks. M&G is also proud to be a Disability Confident Leader, and we welcome applications from candidates with long‑term health conditions, disabilities, or neuro‑divergent conditions. If you need assistance or an alternative means of applying for a role due to a disability or additional need, please let us know by contacting us at: [e-mail]

M&G is a leading international savings and investments business, managing money for around 4.6 million individual clients and more than 900 institutional clients in 38 offices worldwide. As at 31 December 2024, we had £345.9 billion of assets under management and administration. Our purpose is to give everyone real confidence to put their money to work. With a heritage dating back more than 175 years, we have a long history of innovation in savings and investments, combining asset management and insurance expertise to offer a wide range of solutions. Our two distinct operating segments, Asset Management and Life, work together to provide access to balanced, long‑term investment and savings solutions.