Risk and Compliance Analyst

Encore Capital Group; Leicester; On-site; GBP 36,000 - 55,000; Full time

Job summary

Encore Capital Group promotes a culture of risk and compliance by executing its strategy and performing regulatory testing across the business. You will evaluate enterprise risk through identification and analysis and report findings to compliance management and process owners.

Role involves coordinating with risk and audit teams, conducting trend analyses, and driving remediation to ensure timely regulatory adherence.

Qualifications

• 1–3 years of experience in compliance, legal or related financial settings.
• Strong technical audit and/or compliance testing skills and data analytics.
• Advanced proficiency with Word, Excel, PowerPoint and Outlook or reporting tools.
• Ability to translate regulatory requirements into business needs.
• Under pressure, multi-project management capability.

Responsibilities

• Design, plan, and conduct risk assessments around regulations and processes.
• Perform compliance testing with Risk Audit teams for validation and remediation.
• Evaluate compliance risk through analysis, monitoring and project consulting.
• Assist on monthly trend reporting, root cause analyses, and remediation for timely issues.
• Promote a compliant culture and educate business units on regulations.
• Assist with policy development and review to ensure regulatory adherence.
• Prepare for regulatory examinations and audits with information gathering and follow-up.

Skills

Compliance testing

Data analysis

Project management

Regulatory knowledge

English proficiency

Communication

Education

Bachelor's

Risk Management

Business Administration

Accounting

Other Applicable Business

Liberal Arts or Science Degree

Tools

Cognos

Microsoft Word

Microsoft Excel

Microsoft PowerPoint

Outlook

Job description

The Risk and Compliance Analyst is responsible for promoting a culture of risk and compliance by executing the Company's risk and compliance strategy.Will perform compliance testing related to applicable regulatory requirements and evaluate enterprise risk through risk identification and analysis.Expected to identify, assess, and report on findings and process improvements noted during execution of testing and monitoring as well as present findings and results of testing to process owners and compliance management.Will have significant interaction with key business process personnel and management.

Responsibilities

• Design, plan, and conduct risk assessments around specific regulations and related processes. Perform compliance testing, work in conjunction with Risk Audit teams to validate compliance risks, audits, testing, reporting, and remediation.
• Evaluate compliance risk through analysis, risk identification, monitoring and consulting on various projects and initiatives.
• In partnership with Risk and Audit teams, assist on initiatives and special projects including monthly trend reporting, analyses of issues, performing root cause analyses, and remediation for issues not being addressed timely or completely to ensure compliance.
• Work with management to establish an appropriate compliance culture throughout the company such as:direct, on-going consulting with stakeholders, review and assessment of documents, business practices, and procedures including training content against compliance requirements. Promote understanding of key regulations by translating compliance and legal requirements into business requirements and by educating various business units and team members in applicable, relevant federal guidelines.
• Assist in the development and/or review policies and procedures, as appropriate. Maintain corporate compliance policies and review procedures to ensure the firm abides by the necessary rules and regulations.
• Assist with the preparation, coordination, and execution for regulatory examinations, bank audits, and regulatory action items through meeting attendance, information gathering, and issue follow-up; manage examinations including assisting regulators with understanding business functions and providing relevant information in partnership with Corporate Legal.

Education

• Required: Bachelor's
• Preferred: Risk Management, Business Administration, Accounting, Other Applicable Business, Liberal Arts or Science Degree

Language

• Required: English

Experience

• Required: 1-3 years of experience in compliance, legal field, and/or other related financial or corporate settings. Legal Research, Business or Technical Writing, Reporting, translating regulatory requirements into business requirements.Strong technical audit and/or compliance testing skills, advanced data and analytical skills, and strong project management skills to ensure they are able to conduct multiple projects and business interactions concurrently. Advanced Proficiency with Microsoft Word, Excel, PowerPoint, and Outlook or Cognos or other reporting tools. Understanding or exposure to risk or crisis management. Works well under pressure.
• Preferred: Prior experience in the collections/financial industry

What We Offer

We understand the important balance between work and life, fun and professionalism, and corporation verse community. We strive to support your career aspirations and provide the benefits you need to live a more fulfilling life.

Our compensation and benefits programs were created with an 'Employee-First Approach' focused on supporting, developing, and recognizing YOU. We offer a wide array of wellness and mental health initiatives, support volunteerism, and environmental efforts, encourage employee education through leadership training, skill-building, and tuition reimbursements, and always strive to provide promotion opportunities from within.

All these things are just a small way to show our employees that we recognize their value, we understand what is important to them, and we reward their contributions.

About Us

Headquartered in the United States, Encore Capital Group (Encore) is a publicly traded international specialty finance company operating in various countries around the globe. Through our businesses - such as Midland Credit Management and Cabot Credit Management - we help consumers to restore their financial health as we further our Mission of creating pathways to economic freedom. Our commitment to building a positive workplace culture and a best-in-class employee experience have earned us accolades including Great Place to Work® certifications in many geographies where we operate. If you have a passion for helping others and thrive at a company that values innovation, inclusion and excellence, then Encore Capital Group is the right place for you.

Encore Capital Group and all of its subsidiaries are proud to be an equal opportunity employer and are committed to fostering an inclusive and welcoming environment where everyone feels they belong. We encourage candidates from all backgrounds to apply. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender perception or identity, national origin, age, marital status, disability status, or any other status protected under applicable law. Where applicable, will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application and/or interview process, as well as to perform essential job functions. Please contact us to request more details of the role at [e-mail].