Risk Analyst Lead - Data Science (Risk Data Science)

Nationwide; Swindon; Hybrid; GBP 40,000 - 70,000; Full time

Job description

A fantastic opportunity has become available as a Risk Analyst Lead - Data Science in our thriving Risk Decision & Data Science team - winners of the "Credit Modelling & Risk Team of the Year" at both the 2022 and 2020 Credit Strategy Awards, "Best Use of Technology" at the 2019 Credit Strategy Awards and winners at the Women in Credit Awards for "Rising Star of the Year" (2022 and 2023) and "Team Player of the Year" (2022).

The team develop models which support lending decisions, detect economic crime, and ensure the society is safe and secure.

As a Risk Analyst Lead, with the help of a Risk Manager, you will be responsible for supporting projects relating to the ongoing development and maintenance of Risk Data Science models across multiple cycles (Application, Behavioural and Collections/Recoveries), Economic Crime and Affordability for all our Retail lending portfolios, enabling the business to make better decisions for our members. As well as traditional model development techniques, including regression modelling, the use of cutting-edge Machine Learning will also feature within model development and maintenance.

This role is suitable for highly numerate individuals looking to apply learnings from their degree within a practical environment as part of a high-performance hybrid working team (working from home and in person), with a fantastic culture. Capability to translate complex issues into a more palatable form for a less technical audience will also be critical to ensure productive relationships with key stakeholders.

At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected.

For this job you'll spend at least two days per week, or if part time you'll spend 40% of your working time, based at our Swindon office. If your application is successful, your hiring manager will provide further details on how this works. You can also find out more about our approach to hybrid working here.

If we receive a high volume of relevant applications, we may close the advert earlier than the advertised date, so please apply as soon as you can.

What you'll be doing

Under the guidance of your line manager, you will undertake work that will be varied and technically demanding, and you could be working on your own or as part of a wider team.

You'll need to write and run code in Python and SAS to produce the data required to identify key insights, monitor model performance, and support the development of Data Science models using relevant statistical techniques.

You'll also be building relationships with team members and across the business to present your insights, ensure our models are understood, and our models are used optimally to benefit our customers.

About you

• Have a PhD, MSc or strong quantitative degree from a Mathematics, Statistics, Computer Science, or related subject.
• Enjoy working with data, developing Data Science solutions, interpreting results and making recommendations.
• Have experience of presenting / explaining your findings to others both verbally and through a written report.
• Able to build relationships across the business and confidently present to all levels, whilst adapting to the audience.
• Demonstrate a strong aptitude for programming and coding tools such as Python / R / SAS.

Our customer first behaviours put customers and members at the heart of how we work together. They are the set of behaviours that every colleague needs to display, in every role:

• Feel what customers feel - We step into our customers' shoes, using their feedback and insights to empathise with them and to understand their needs, so that every decision we make starts and finishes with our customers in mind.
• Say it straight - We are brave in speaking out and saying what we think - we're honest and direct with good intent, openly sharing diverse perspectives to reach the best conclusions and using language everyone can understand.
• Push for better - We don't settle for mediocrity, we challenge the status quo, taking responsibility for continuous improvement and personal development.
• Get it done - We prioritise what will have the greatest impact, we are decisive, and we take accountability for delivering brilliant customer outcomes.

You can strengthen your application by showing how our customer first behaviours resonate with you, and where you may have already demonstrated these.

The extras you'll get

There are all sorts of employee benefits available at Nationwide, including:

• A personal pension - if you put in 7% of your salary, we'll top up by a further 16%.
• Up to 2 days of paid volunteering a year.
• Life assurance worth 8x your salary.
• A great selection of additional benefits through our salary sacrifice scheme.
• Wellhub - Access to a range of free and paid options for health and wellness.
• Access to an annual performance related bonus.
• Access to training to help you develop and progress your career.
• 25 days holiday, pro rata.

Banking - but fairer, more rewarding, and for the good of society.

We forge our own path at Nationwide.

As a mutual, we're owned by our members - those customers who bank, save or have a mortgage with us. We challenge the financial sector status quo. We don't see customers as the engine of our own profit. We share our profits with them and put their needs first. Always there when they need us. Supporting them and their lives.

If you're inspired by fairer finances, passionate about making a meaningful impact, and truly care about our customers, you're one of us.

At Nationwide, you are challenged to grow and rewarded for doing so. Valued. Recognised. Inspired to be your best. As a community we want our working lives to count. As a team, we celebrate what we achieve. As a standard-setter, we work for the good of customers, communities, and broader society.

We are Purpose-driven. Uncompromisingly Customer. Unstoppably Nationwide.

What to do next

If this role is for you, please click the 'Apply Now' button. You'll need to attach your up-to-date CV and answer a few quick questions for us.

We respond to everyone, so we will be in contact shortly after the closing date to let you know the outcome of your application.

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