Risk Analyst – Credit Risk Measurement (Reporting)

JR United Kingdom; Northampton; Hybrid; GBP 35,000 - 55,000; Full time

Job summary

A leading financial institution is seeking a Risk Analyst to enhance its Credit Risk Measurement team. The role emphasizes delivering accurate regulatory reporting and collaborating with internal stakeholders to ensure data quality and compliance. Interested candidates should have a strong analytical background and be adept with Excel and analytical coding tools.

Benefits

Personal pension scheme with generous employer match.

Paid volunteering days.

Life assurance worth 8x salary.

Health and wellness options.

Annual performance-related bonus.

Access to training and career development.

Qualifications

• Excellent Microsoft Excel skills.
• Experience in coding with SQL/SAS.
• Ability to analyze and interpret data.

Responsibilities

• Produce regular critical and regulatory risk reports.
• Complete annual reviews of the Credit Risk reporting suite.
• Collaborate with stakeholders and address reporting queries.

Skills

Analytical skills

Excel

Regulatory compliance

Data analysis

Problem-solving

Tools

SAS

SQL

Job description

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Risk Analyst – Credit Risk Measurement (Reporting), northampton

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Client:

Nationwide Building Society

Location:

northampton, United Kingdom

Job Category:

Other

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EU work permit required:

Yes

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Job Views:

3

Posted:

06.06.2025

Expiry Date:

21.07.2025

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Job Description:

This is a great opportunity for a Risk Analyst to join our Reporting, Data Governance and Controls team within Credit Risk Measurement. The teams cover a span of accountabilities including credit risk regulatory and critical reporting, as well as leading governance for data in the credit risk and modelling data domain, and all credit risk and financial controls on behalf of the Chief Credit Officer.

The role will play a key part in delivering high-quality reporting for Retail and Commercial Credit Risk, with a strong focus on control execution and regulatory compliance. Key responsibilities include the timely production of critical and regulatory reporting, completing annual reviews and responding to reporting queries.

This is a fantastic opportunity for someone with an analytical mindset, who is passionate about developing their Credit Risk knowledge and technical skills. The successful candidate will join a team which focuses on refining high quality and efficient reporting processes, and directly support confidence in the effectiveness of credit risk, financial and data quality controls to the Risk Community.

At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected.

For this job you'll spend at least two days per week, or if part time you'll spend 40% of your working time, based at either our Northampton or Swindon office. You can also find out more about our approach to hybrid working here.

If we receive a high volume of relevant applications, we may close the advert earlier than the advertised date, so please apply as soon as you can.

What you’ll be doing

Under the guidance of a Risk Manager, your main responsibilities include:

• Producing regular critical and regulatory risk reports, across Retail and Commercial portfolios using SAS Enterprise Guide, SAS Viya, and Microsoft Excel, ensuring accuracy and timeliness.
• Completing annual reviews, ensuring that the Credit Risk reporting suite remains relevant, accurate and efficient.
• Adhering to established controls and reporting standards, escalating any data quality issues or anomalies identified during report preparation.
• Collaborating with internal and external stakeholders, as well as regulatory bodies, responding to queries and providing clear, data-driven insights.
• Supporting other team members on ad-hoc reporting requests, through data extraction and data analysis.
• Identifying opportunities to improve and streamline reporting processes, contributing ideas that enhance efficiency, accuracy, and the overall value of risk reporting.

In this role you will play in a critical role in the production of Credit Risk reporting. A variety of training options will give you the knowledge and skills you need to be able to thrive in the role.

Working with other regulatory reporting specialists in the Society you’ll be encouraged to identify and implement changes, that enhance efficiency and the long-term reporting capability. In doing so you will be ensuring the Society remains focused, fit and fast and retain the confidence of our external stakeholders and regulators.

About you

You will have:

• Excellent Microsoft Excel skills, including the use of Pivot Tables
• An aptitude to learn, or previous experience of, coding using analytical tools such as SQL/SAS
• Experience of analysing and interpreting data
• Able to support the production of high-quality reports and outputs that ensure confidence from stakeholders and regulators
• A passion for understanding processes and identifying opportunities for improvement
• Able to work autonomously, demonstrate a logical approach to performing a task, whilst paying attention to detail

Our customer first behaviours put customers and members at the heart of how we work together.

They are the set of behaviours that every colleague needs to display, in every role:

• Feel what customers feel - We step into our customers’ shoes, using their feedback and insights to empathise with them and to understand their needs, so that every decision we make starts and finishes with our customers in mind
• Say it straight - We are brave in speaking out and saying what we think – we’re honest and direct with good intent, openly sharing diverse perspectives to reach the best conclusions and using language everyone can understand
• Push for better - We don’t settle for mediocrity, we challenge the status quo, taking responsibility for continuous improvement and personal development
• Get it done - We prioritise what will have the greatest impact, we are decisive, and we take accountability for delivering brilliant customer outcomes

You can strengthen your application by showing how our customer first behaviours resonate with you, and where you may have already demonstrated these.

The extras you’ll get

There are all sorts of employee benefits available at Nationwide, including:

• A personal pension – if you put in 7% of your salary, we’ll top up by a further 16%
• Up to 2 days of paid volunteering a year
• Life assurance worth 8x your salary
• A great selection of additional benefits through our salary sacrifice scheme
• Wellhub – Access to a range of free and paid options for health and wellness
• Access to an annual performance related bonus
• Access to training to help you develop and progress your career

Banking – but fairer, more rewarding, and for the good of society

We forge our own path at Nationwide.

As a mutual, we’re owned by our members - those customers who bank, save or have a mortgage with us. We challenge the financial sector status quo. We don’t see customers as the engine of our own profit. We share our profits with them and put their needs first. Always there when they need us. Supporting them and their lives.

If you’re inspired by fairer finances, passionate about making a meaningful impact, and truly care about our customers, you’re one of us.

At Nationwide, you are challenged to grow and rewarded for doing so. Valued. Recognised. Inspired to be your best. As a community we want our working lives to count. As a team, we celebrate what we achieve. As a standard-setter, we work for the good of customers, communities, and broader society.

We are Purpose-driven. Uncompromisingly Customer. Unstoppably Nationwide.

What to do next

If this role is for you, please click the ‘Apply Now’ button. You’ll need to attach your up-to-date CV and answer a few quick questions for us.

We respond to everyone, so we will be in contact shortly after the closing date to let you know the outcome of your application.