Risk Analyst

Nationwide; Swindon; Hybrid; GBP 45,000 - 65,000; Full time

Job summary

A leading bank in Swindon is seeking a Risk Systems Engineer to develop and implement solutions that meet credit risk business needs. You will work on decision systems, coding, and team collaboration in a hybrid environment. Essential skills include Java, C#, SQL, and analytical problem-solving abilities. This role promotes a customer-first approach and offers numerous employee benefits, including private medical insurance and a personal pension scheme.

Benefits

25 days holiday

Private medical insurance

Pension top-up

Performance related bonus

Training opportunities

Salary sacrifice scheme

Life assurance

Health and wellness options

Paid volunteering days

Qualifications

• Strong interest and some experience in coding languages.
• Excellent eye for detail with a methodical approach.
• Be numerate and technically minded.

Responsibilities

• Design solutions for lending products and build/test code.
• Coordinate internal and external technical queries.
• Oversee live deployment of decision systems.

Skills

Coding languages (Java, C#, SQL)

Analytical skills

Attention to detail

PC skills

Verbal and written communication

Job description

Overview

As a Risk Systems Engineer, you'll have a key role in shaping technical solutions that meet our credit risk business requirements. You'll also develop and implement code in line with industry standards on our risk behavioural systems to deliver business outcomes. You'll be part of our close working Systems team, working alongside engineers with a range of experience.

The role is within our Risk Function which is responsible for managing Nationwide's financial risk controls.

This role is within the Credit Risk Systems team, who are responsible for developing and maintaining our latest generation of decision systems that will underpin all our consumer credit risk business strategies that manage how we lend to both new and existing members.

At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected.

For this job you\'ll spend at least two days per week, or if part time you\'ll spend 40% of your working time, based at our Swindon office. If your application is successful, your hiring manager will provide further details on how this works. You can also find out more about our approach to hybrid working here.

If we receive a high volume of relevant applications, we may close the advert earlier than the advertised date, so please apply as soon as you can.

What you\'ll be doing

Working across both our secured and unsecured lending products you will be responsible for designing solutions that achieve our business stakeholder\'s objectives where you will then build and test code using our specialised software and tools on our Fair Isaac\'s TRIAD and Decision Modeler Platform before overseeing the live deployment. You\'ll do this by adhering to our robust change and control framework and our agile methodology.

You will also be part of a team that develops and maintains our systems and also coordinate both internal and third-party technical queries and live incidents through to an agreed resolution.

Throughout all of this, you will be developing and building both your technical and stakeholder management skills.

About you

At minimum you\'ll:

• Have a strong interest and some experience in coding languages, such as Java, C# or SQL
• Have an analytical mind, an excellent eye for detail with a methodical approach and a background of working in a structured way
• Be numerate and technically minded with strong PC skills and a desire to learn how to write clear, accurate and robust code to defined standards
• Comfortable in challenging and feeding back on requirements, to non-technical colleague
• Have good verbal and written skills, comfortable with discussions both on a business and a technical level

Our customer first behaviours put customers and members at the heart of how we work together. They are the set of behaviours that every colleague needs to display, in every role:

• Feel what customers feel - We step into our customers\' shoes, using their feedback and insights to empathise with them and to understand their needs, so that every decision we make starts and finishes with our customers in mind
• Say it straight - We are brave in speaking out and saying what we think - we\'re honest and direct with good intent, openly sharing diverse perspectives to reach the best conclusions and using language everyone can understand
• Push for better - We don\'t settle for mediocrity, we challenge the status quo, taking responsibility for continuous improvement and personal development
• Get it done - We prioritise what will have the greatest impact, we are decisive, and we take accountability for delivering brilliant customer outcomes.

You can strengthen your application by showing how our customer first behaviours resonate with you, and where you may have already demonstrated these.

The extras you\'ll get

There are all sorts of employee benefits available at Nationwide, including:

• 25 days holiday, pro rata
• From January 2026, all colleagues will have access to fully funded private medical insurance
• A personal pension - if you put in 7% of your salary, we\'ll top up by a further 16%
• Access to an annual performance related bonus
• Access to training to help you develop and progress your career
• A great selection of additional benefits through our salary sacrifice scheme
• Life assurance worth 8x your salary
• Wellhub - access to a range of free and paid options for health and wellness
• Up to 2 days of paid volunteering a year

Banking - but fairer, more rewarding, and for the good of society

We forge our own path at Nationwide.

As a mutual, we\'re owned by our members - those customers who bank, save or have a mortgage with us. We challenge the financial sector status quo. We don\'t see customers as the engine of our own profit. We share our profits with them and put their needs first. Always there when they need us. Supporting them and their lives.

If you\'re inspired by fairer finances, passionate about making a meaningful impact, and truly care about our customers, you\'re one of us.

At Nationwide, you are challenged to grow and rewarded for doing so. Valued. Recognised. Inspired to be your best. As a community we want our working lives to count. As a team, we celebrate what we achieve. As a standard-setter, we work for the good of customers, communities, and broader society.

We are Purpose-driven. Uncompromisingly Customer. Unstoppably Nationwide.

What to do next

If this role is for you, please click the \'Apply Now\' button. You\'ll need to attach your up-to-date CV and answer a few quick questions for us. We\'d also like to see a portfolio of some of your work.

We respond to everyone, so we will be in contact shortly after the closing date to let you know the outcome of your application.