Relationship Manager - Agriculture

Lloyds Banking Group; Teignbridge; Hybrid; GBP 59,000 - 67,000; Full time

Job summary

An established industry player is seeking a Relationship Manager to join their Agriculture Team in SME Banking. This role involves managing a diverse portfolio of agricultural clients, providing tailored funding solutions, and building strong relationships within the local market. The successful candidate will leverage their commercial acumen and extensive networks to support clients in navigating the evolving agricultural landscape, focusing on sustainability and risk mitigation. Join a forward-thinking organization that values diversity and offers a robust benefits package, including generous pension contributions and performance-related bonuses. Your impact will be significant as you help local businesses thrive.

Benefits

Generous pension contribution of up to 15%

Annual performance-related bonus

Share schemes including free shares

Discounted shopping benefits

30 days' holiday plus bank holidays

Wellbeing initiatives

Generous parental leave policies

Qualifications

• Experience in Commercial/Relationship Management with strong lending capability.
• Ability to assess credit risk and strong analytical skills.

Responsibilities

• Provide excellent service and become a trusted advisor to clients.
• Promote the bank through local market knowledge and relationships.

Skills

Commercial/Relationship Management

Credit Risk Assessment

Analytical Skills

Networking for Business Development

Building Client Relationships

Agricultural Sector Knowledge

Tools

Digital Tools for Client Experience

Job description

JOB TITLE: Relationship Manager - Agriculture

LOCATIONS: Yorkshire (Primarily North & East Yorkshire)

SALARY: £59,850 - £66,500

HOURS: Full-Time

WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites.

About this opportunity

We have an exciting opportunity for a Relationship Manager to join the hard-working and successful Agriculture Team in SME Banking. We provide outstanding support for local businesses by offering the funding, support and encouragement they need to grow.

Supporting the Agricultural sector, you'll have responsibility for a portfolio of circa 102 client groups, typically turning over between £500k & £20m. The portfolio is Yorkshire based, with the majority of clients based around York and North & East Yorkshire.

The Agricultural sector is going through a significant amount of change right now, and we're looking for someone who understands the Agricultural industry and can provide support and guidance to help clients grow and to mitigate key business risks. Sustainability and helping clients to transition to net zero will be a key area of focus.

What would you be doing?

• Providing excellent service to our Clients, putting them at the heart of what you do, adding value at every interaction and becoming a "trusted advisor".

• Promoting the bank with professionals and key influencers through your knowledge of the local market.

• Providing a range of funding solutions to our clients from our Term Lending and Working Capital product range tailoring them to Client needs.

• Building relationships with Group Partner companies and through them bring the whole bank to the client delivering products to meet their needs.

• Handling the risk and compliance of your client portfolio.

Why Lloyds Banking Group

Like the modern Britain we serve, we're evolving. Investing billions in our people, data and tech to transform the way we meet the ever-changing needs of our 26 million customers. We're growing with purpose. Join us on our journey and you will too…

What you'll need:

• Great Commercial/Relationship Management experience with a strong lending capability.

• Ability to assess credit risk of corporate clients and strong analytical skills to shape deals and win new business.

• Extensive connections in the professional space, demonstrating how you're wired into local networks for business development opportunities.

• Highly proficient at building and maintaining productive relationships with external professionals and adept at winning high-value new client relationships.

• Specialist credit and Agricultural sector knowledge, along with proficiency in using digital tools to deliver excellent client experiences.

• Ability to identify ways to grow income, balance sheet, and market share while handling associated risks.

About Working For Us

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We're committed to creating a consciously inclusive workplace where our colleagues can be themselves, thrive and perform at their best.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

As a Disability Confident Leader, we guarantee interviews for applicants with disabilities who meet the minimum criteria through our Disability Confident Scheme (DCS). We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. We also provide reasonable adjustments throughout the recruitment process. If you need an adjustment, just let us know!

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%

• An annual performance-related bonus

• Share schemes including free shares

• Benefits you can adapt to your lifestyle, such as discounted shopping

• 30 days' holiday, with bank holidays on top

• A range of wellbeing initiatives and generous parental leave policies

Ready for a career where you can have a positive impact as you learn, grow and thrive? Apply today and find out more!