Real Estate Debt Originator - UK & Channel Islands

Itchy Feet; Jersey Marine; On-site; GBP 85,000 - 125,000; Full time

Job summary

Itchy Feet is seeking a Real Estate Originator to join its Offshore Client Real Estate division, focusing on residential and commercial development and investment lending across the UK and Channel Islands. You will build and convert a high-quality pipeline of opportunities and develop client and intermediary relationships.

You will structure transactions, lead negotiations from term sheet to execution, review credit applications, and oversee due diligence, ensuring compliance and timely reviews.

Qualifications

• Proven track record of originating real estate debt in UK/Channel Islands.
• Comprehensive knowledge of property lending across asset sectors.
• Ability to prioritise opportunities by strategic fit and return.
• Strong negotiating skills with high net worth clients and intermediaries.
• Excellent relationship management and ability to handle demanding clients.
• Established sponsor/adviser network in real estate markets.
• Experience structuring real estate lending transactions and documentation.
• Familiarity with cross-border or offshore ownership structures.
• Strong analytical skills for covenant strength and performance.
• Attention to detail and time management.
• Understanding of relevant compliance considerations.
• Proficiency with AI-enabled productivity tools.

Responsibilities

• Originate and arrange property lending opportunities across target markets.
• Analyze new deals: client quality, financials, cash flow, due diligence.
• Structure lending opportunities: pricing, leverage, covenants, security; lead negotiations.
• Review and present credit applications to committees.
• Lead post-credit due diligence: legal docs, valuations, QS reports.
• Manage deals through repayment and annual reviews.
• Coach analysts supporting originated opportunities.
• Ensure operational and relationship excellence with clients.
• Manage wider banking services for real estate borrowers.
• Collaborate across the bank through cross-business introductions.

Job description

Itchy Feet is seeking a Real Estate Originator to join its Offshore Client Real Estate division, focusing on residential and commercial development and investment lending across the UK and Channel Islands. You will build and convert a high-quality pipeline of opportunities and develop client and intermediary relationships.

You will structure transactions, lead negotiations from term sheet to execution, review credit applications, and oversee due diligence, ensuring compliance and timely reviews.