Real Estate Debt Management Portfolio Specialist - Wilmslow

Rothschild & Co; Wilmslow; On-site; GBP 40,000 - 60,000; Full time

Job summary

A leading global financial services group is seeking a Real Estate Debt Management Portfolio Specialist in Wilmslow. This role involves managing borrower relationships, conducting credit analysis, and preparing investor reports. The ideal candidate should have a strong academic background or relevant experience in banking or real estate, along with excellent communication and analytical skills. The position offers opportunities for professional growth in a supportive environment.

Qualifications

• Minimum 2:1 degree or 3+ years’ experience in banking or real estate.
• Strong communication and analytical skills required.

Responsibilities

• Maintain relationships with borrowers and manage the loan portfolio.
• Conduct credit analysis and prepare annual reviews for investor reports.
• Engage with internal and external counterparties.

Skills

Communication

Commercial Acumen

Attention to Detail

Numeracy

Problem Solving

Education

Graduate qualification, minimum 2:1

Tools

MS Office

Excel

Job description

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About Us

Rothschild & Co is a leading global financial services group with seven generations of family control and a history of over 200 years at the centre of the world's financial markets.

Our expertise, intellectual capital and global network enable us to provide a distinct perspective that makes a meaningful difference to our clients, communities and planet.

We have 4,600 talented specialists on the ground in over 40 countries around the world, enabling us to deliver a unique global perspective across four market-leading business divisions – Global Advisory, Wealth Management, Asset Management and Five Arrows.

As a family-controlled business built on relationships, we place a huge emphasis on our people and finding the right colleagues to take our business forward.

Rothschild & Co is committed to an inclusive and supportive environment where different perspectives are valued. We are focused on the attraction and recruitment, development and retention and progression of high calibre talent to ensure we and our clients benefit from the value of difference.

Real Estate Debt Management (“REDM”)

REDM forms part of Rothschild & Co’s Wealth Management division and operates as a discrete investment manager in the UK real estate lending market. We have originated and manage over £1bn of loans, largely secured by UK commercial real estate, on behalf of institutional investors. We have a highly experienced, entrepreneurial team which has extensive experience of structuring debt and analysing risk.

The business is growing strongly, and a vacancy has arisen for an ambitious individual to join our highly successful team, located in Wilmslow, to support the management and growth of the loan portfolio.

Overview Of Role

We are looking for a dedicated Analyst / Associate to join the REDM Portfolio Team and assist with the ongoing management of a portfolio of borrowers. This role will form a vital part of the team which is responsible for handling all client relationships and investor reporting. The role will also encompass support and involvement in the wider activities of the REDM business.

Responsibilities

1. Maintaining strong relationships with borrowers and assisting with the day to day management of the existing loan portfolio, providing exceptional client service
2. Liaising with colleagues in the New Lending Team to ensure a smooth handover of new clients following drawdown of loans
3. Monitoring loan facilities to facilitate early detection of under-performance and engaging with borrowers to resolve issues promptly, reporting any exceptions
4. Analysing annual property re-valuations, engaging with valuers, and assessing financial covenants
5. Preparing annual reviews in a timely manner for inclusion within quarterly Investor Reports
6. Monitoring loan expiries and assisting with executing new facilities or achieving a prompt exit
7. Credit analysis of commercial real estate loan applications for existing borrowers (e.g., loan increases, disposals, refinancing, restructuring), including financial modelling, tenant risk analysis, sector analysis, property due diligence, and preparing detailed Investment Committee papers
8. Supporting other team members in reviewing legal documentation and due diligence
9. Assessing and delivering other ad-hoc borrower requests
10. Engagement and coordination with internal and external counterparties
11. Collaborating with REDM team members on projects as required

The role is based in Wilmslow with regular travel across the UK. Full-time attendance is required during an initial 6-month probation, with flexibility to work from home one day per week thereafter, subject to operational needs.

Desirable Experience, Skills, And Competencies

• Graduate qualification, minimum 2:1, preferably with A-level Maths, or 3+ years’ experience in banking, real estate, fund management, or similar
• Highly organized, reliable, with strong communication skills, commercial acumen, and attention to detail
• Numerate with the ability to analyse and interpret financial data, with excellent report writing skills
• Professional demeanour and interpersonal skills
• Pro-active, solutions-oriented, and able to work independently and in a team
• Advanced MS Office skills, especially Excel
• Flexible and willing to take on diverse challenges

Our goal is to foster a balanced, inclusive, and flexible environment that supports colleagues' personal and professional growth, ensuring long-term opportunities within Rothschild & Co.